Buying your first home? One of the biggest questions is where to put your money — RRSP, TFSA, or FHSA. In this episode, I sit down with mortgage expert Luis to break down exactly how each of these accounts works, which one can actually speed up your path to homeownership, and how to make the most of your savings.

We cover how much you can pull from your RRSP, whether an RRSP loan is worth it, timing your contributions before tax season, and what lenders really look at when approving your mortgage. Plus, we throw in a few fun questions to keep things light.

If you're planning to buy in the next 1–2 years, we hope you gain valuable insight from this.

For any further questions or if you'd like Luis or I to expand on any of these topics, feel free to call 647-636-8138 for assistance.

In the very first episode of the Wilson-Williams Realty podcast, we’re joined by our trusted auto partner Federico Lucius from Mississauga Honda to break down a critical—but often overlooked—topic: how the right guidance during major purchases like a home or a car can save you tens of thousands of dollars.

We talk about how financing a car before buying a home can hurt your mortgage approval, the best strategies for buyers who need a vehicle but don’t want to risk their real estate goals, and how a strong partnership between your realtor and auto advisor can make all the difference.

Federico also shares his unique approach to helping Spanish-speaking clients feel confident and supported during the process, and we wrap it all up with some fun rapid-fire questions about dream homes, city living, and more.

Whether you’re buying your first home, your next car, or both—this episode is a must-watch.

📞 Contact Federico Lucius – Mississauga Honda

Sales Manager
📍 2380 Motorway Blvd, Mississauga, ON
📱 Call/Text: (905) 301-0560
📧 Email: federicolucius05@gmail.com
📸 Instagram and Socials: @keysanddreams
🌐 Website: www.mississaugahonda.com

🔑 Contact – Wilson-Williams Realty

Serving Ontario
📍 6375 Dixie Road, Mississauga, ON
📱 Call/Text: (647) 636-8138
📧 Email: info@wilsonwilliamsrealty.ca
📸 Instagram: @Wilsonwilliamsrealty
📍 Website: www.wilsonwilliamsrealty.ca

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