Will we be able to afford insurance in 2026?

For the first time, our senior producer, Emily, has to sign up for Obamacare. And it turns out, it’s one heck of a year to do that.

A recent headline from KFF Health News reads: “Insurers and customers brace for double whammy to Obamacare premiums.”

We break down what those “whammies” might mean in dollars and cents for Emily and the millions of others signing up for Obamacare in 2026.

Plus, we cover what’s happening with ACA navigators – the people charged with helping you sign up for Obamacare, and what to expect in November when open enrollment kicks off.

Learn more about what’s coming in 2026 in our First Aid Kit newsletter.

Check out KFF’s Obamacare premium calculator.

Learn whether your state funds its own navigator program.

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