Why You’re Still Broke: The "Neutral" Lie Keeping You Out of Wealth

Think "Redlining" ended in the 60s? Think again. In this episode, we expose how "neutral" credit scores and background checks are actually the new "Whites Only" signs keeping you from generational wealth.

We are sitting down with John B. Cruz III and Justin Cruz of Cruz Companies—a third-generation Black-owned empire that has been fighting banks, bonding companies, and "Jim Crow 2.0" since 1948.

If you are tired of being told you "don't have the capacity" or facing "financial redlining" despite your track record, this is your blueprint. We break down exactly how they beat the system, why Non-Profits are a trap for black wealth, and the mental shift required to stop being a victim and start owning the block.

[THE REVELATIONS - What You’ll Learn]

• The "Yellow Brick Road" Scam: Why the rules of success keep changing for minority entrepreneurs.

• The Bonding Trap: How a $100M capacity firm still gets denied for "comfort" reasons.

• The CDC Lie: Why Community Development Corporations are failing to build actual black wealth.

• The 20-Year Vision: How to mix income levels to create true neighborhood equity.

🛑 Fighting a War on Two Fronts?If you are battling systemic barriers externally and "imposter syndrome" internally, you are bleeding energy. You cannot defeat an enemy out there if you are fighting a civil war in your own head.🚀 Cut Spiritual Exhaustion by 30% in 7 Days: Join the Authority Launchpad.👉 Book Your Strategy Call: [I https://marcus-hart.com]

[CONNECT WITH THE GUESTS]

• Cruz Companies: [https://cruzcompanies.com]

  
  

  #ModernRedlining #GenerationalWealth #BlackOwnedBusiness #SystemicRacism #CruzCompanies #HousingDiscrimination #MarcusHart #TransformUMedia #FinancialLiteracy #Entrepreneurship

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