Why Inheriting a Home Won't Fix the Housing Crisis

Homeownership now divides Americans more than class, with soaring prices and interest rates locking out first-time buyers. Many hope to inherit property from Boomers, but rising retirement costs, concentrated wealth, and institutional investors mean most homes won't trickle down to the next generation. New mortgage products inflate prices further, leaving younger people struggling to buy, rent, or inherit a home in today's market.

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