Why Healthcare Is the Biggest Hidden Cost in Retirement (And What You Can Do About It)

If you’ve ever looked at your healthcare premiums and thought, “Why is this so expensive?” — you’re not alone.
Healthcare is one of the largest and fastest-growing expenses in retirement, especially for people in their 50s and early 60s before Medicare begins. In this episode of The Great Wealth Transfer, David Pulcini, CFP®, explains why healthcare premiums keep rising, what’s actually driving the cost, and — most importantly — what retirees can still control.
In this video, we cover:
• Why healthcare costs rise as you age
• Why U.S. healthcare premiums are higher than most countries
• The hidden impact of prescription drugs and medical inflation
• Why ages 60–65 are the most expensive healthcare years
• How income planning affects ACA subsidies and Medicare premiums
• How smart planning can reduce healthcare costs in retirement
Healthcare isn’t expensive because you’re doing something wrong — it’s expensive because the system is expensive. The good news? With the right retirement income and tax strategy, you can plan around it.
📅 Schedule a conversation: https://calendly.com/dpulcini
🌐 Learn more: https://sixpointfp.com
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