Who’s Actually Helping? | Steven Fox | Growing Money with Sean Trace

In this episode of Growing Money with Sean Trace, I sit down with Steven Fox, a former Marine turned CFP who built, scaled, and sold his financial planning firm, and is now reshaping how financial advice works.

We dig into the uncomfortable truth behind traditional financial planning, why so many advisors are really salespeople in disguise, and how everyday people get stuck buying products they do not actually need. Steven breaks down what real financial planning should look like, why advice only models remove hidden incentives, and how to spot whether someone is truly helping you or just making money off you. We talk about money anxiety, decision making, life planning, and why most people are not as far behind as they think.

This is a conversation about cutting through the noise, finding clarity with your finances, and building a money strategy that actually fits your life.