Ever wonder what separates the top 5% of income earners from everyone else? Spoiler alert: it's not just luck, inherited wealth, or knowing the right people (though those certainly can help). The real differentiator often lies in how these high achievers approach goal setting, and no, it's not just writing "make more money" on a sticky note and hoping for the best.

So, what exactly do these financial overachievers do differently when it comes to setting and pursuing their goals? Let's dive into the five key habits that set them apart from the pack.

Getting Started

The beauty of these habits lies in their simplicity, not their ease. Anyone can start implementing systems tomorrow, begin saying no to non-essential commitments next week, or schedule their first goal review session this weekend.

Top earners didn't develop these habits overnight, and they didn't wait for perfect conditions to begin. They started where they were, with what they had, and built momentum through small, consistent actions that compounded over time. The same opportunity exists for anyone who wants to trade short-term comfort for long-term business and personal success.

After all, the top 5% isn't a closed club; it's simply a group of people who figured out how to set better goals and, more importantly, how to achieve them. Ready to join the 5% club?

Put an end to the procrastination cycle and make progress on your goals with my Guide to Stopping Procrastination! Download my complimentary Guide now by going to https://www.accountabilitycoach.com/podcast.

I’m the author of many books, including, Excuses Don’t Count; Results Rule, Live Life with No Regrets, No Excuses, The Guide to Stopping Procrastination, The Power of Visualization, My Gratitude Journal, the Work Life Balance Emergency Kit, and The Roadmap To Success with Stephen Covey and Ken Blanchard, and more.

Aim for what you want each and every day!

Anne Bachrach

The Accountability Coach™

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Unlock a blueprint to creating and having your ideal business and ideal life by scheduling your free consultation with me today!

Want more proven business success tips and resources? Subscribe to my blog by going to www.acountabilitycoach.com/blog.

Go to https://www.accountabilitycoach.com to check out for yourself how I, as your Accountability Coach™, can help you get and stay focused on you highest payoff activities that put you in the highest probability position to achieve your professional and personal goals, so you can enjoy the kind of business and life you truly want and deserve.

I’m the author of many books, including, Excuses Don’t Count; Results Rule, Live Life with No Regrets, No Excuses, The Guide to Stopping Procrastination, The Power of Visualization, My Gratitude Journal, the Work Life Balance Emergency Kit, and The Roadmap To Success with Stephen Covey and Ken Blanchard, and more.

Aim for what you want each and every day!

Anne Bachrach

The Accountability Coach™

Get your daily Accountability Minute shot of a single, simple, doable idea, so you can start your day off on the "right foot". You can find The Accountability Minute on your favorite platform

I know you will find my guest, Ryan Gottfredson, to be a wealth of information related to helping you with your mindset because mindset is actually the foundation of real transformation that can help you more quickly be even more successful.

Ryan Gottfredson, Ph.D. is a cutting-edge leadership development author, researcher, and consultant. He helps organizations vertically develop their leaders primarily through a focus on mindsets. Ryan is the Wall Street Journal and USA Today best-selling author of Success Mindsets, The Elevated Leader, and Becoming Better. He is also a leadership professor at the College of Business and Economics at California State University-Fullerton.

Subscribe and get new episodes as they are released.

Take his Personal Mindset Assessment at https://ryangottfredson.com/personal-mindset-assessment.

Check out his books:

· Becoming Better: https://ryangottfredson.com/books/becoming-better/

· The Elevated Leader: https://ryangottfredson.com/books/the-elevated-leader/

· Success Mindsets: https://ryangottfredson.com/books/success-mindsets/

Put an end to the procrastination cycle and make progress on your goals with my Guide to Stopping Procrastination! Download my complimentary Guide now by going to https://www.accountabilitycoach.com/podcast.

I’m the author of many books, including, Excuses Don’t Count; Results Rule, Live Life with No Regrets, No Excuses, The Guide to Stopping Procrastination, The Power of Visualization, My Gratitude Journal, the Work Life Balance Emergency Kit, and The Roadmap To Success with Stephen Covey and Ken Blanchard, and more.

Aim for what you want each and every day!

Anne Bachrach

The Accountability Coach™

Unlock a blueprint to creating and having your ideal business and ideal life by scheduling your free consultation with me today!

Want more proven business success tips and resources? Subscribe to my blog by going to www.acountabilitycoach.com/blog.

Go to https://www.accountabilitycoach.com to check out for yourself how I, as your Accountability Coach™, can help you get and stay focused on you highest payoff activities that put you in the highest probability position to achieve your professional and personal goals, so you can enjoy the kind of business and life you truly want and deserve.

I’m the author of many books, including, Excuses Don’t Count; Results Rule, Live Life with No Regrets, No Excuses, The Guide to Stopping Procrastination, The Power of Visualization, My Gratitude Journal, the Work Life Balance Emergency Kit, and The Roadmap To Success with Stephen Covey and Ken Blanchard, and more.

Aim for what you want each and every day!

Anne Bachrach

The Accountability Coach™

Get your daily Accountability Minute shot of a single, simple, doable idea, so you can start your day off on the "right foot". You can find The Accountability Minute on your favorite platform

You didn’t start your business to spend 40 minutes figuring out how to fix the spacing in a Google Doc.

Yet here you are, buried in admin tasks, responding to client service emails at 11 p.m., and debating whether “optimize” or “streamline” sounds more impressive in a pitch deck.

Sound familiar?

Here’s the deal: the most successful CEOs aren’t superhuman. They’re just super selective about how they spend their valuable time. They’ve mastered the art of identifying their highest-payoff activities, the ones that actually move the business forward, and then ruthlessly delegating everything else.

And the best part? You can do this too. You don’t need a Fortune 500 badge to think like a top-tier CEO. You just need to stop doing $10 an hour tasks when you're supposed to focus on $10,000 and $50,000 decisions.

Let’s break it down.

A helpful question to ask yourself is:

“When I only have 2 hours today, what do I need to do that would have the biggest impact on moving my business forward to the next level?”

So, Why Are You Still Doing the Other Activities?

To help you with this concept, let’s break it down into 6 steps.

Final Thought: You’re the Bottleneck and the Breakthrough

Put an end to the procrastination cycle and make progress on your goals with my Guide to Stopping Procrastination! Download my complimentary Guide now by going to https://www.accountabilitycoach.com/podcast.

I’m the author of many books, including, Excuses Don’t Count; Results Rule, Live Life with No Regrets, No Excuses, The Guide to Stopping Procrastination, The Power of Visualization, My Gratitude Journal, the Work Life Balance Emergency Kit, and The Roadmap To Success with Stephen Covey and Ken Blanchard, and more.

Aim for what you want each and every day!

Anne Bachrach

The Accountability Coach™

Unlock a blueprint to creating and having your ideal business and ideal life by scheduling your free consultation with me today!

Want more proven business success tips and resources? Subscribe to my blog by going to www.acountabilitycoach.com/blog.

Go to https://www.accountabilitycoach.com to check out for yourself how I, as your Accountability Coach™, can help you get and stay focused on you highest payoff activities that put you in the highest probability position to achieve your professional and personal goals, so you can enjoy the kind of business and life you truly want and deserve.

I’m the author of many books, including, Excuses Don’t Count; Results Rule, Live Life with No Regrets, No Excuses, The Guide to Stopping Procrastination, The Power of Visualization, My Gratitude Journal, the Work Life Balance Emergency Kit, and The Roadmap To Success with Stephen Covey and Ken Blanchard, and more.

Aim for what you want each and every day!

Anne Bachrach

The Accountability Coach™

Get your daily Accountability Minute shot of a single, simple, doable idea, so you can start your day off on the "right foot". You can find The Accountability Minute on your favorite platform