In this episode of What’s Going On in Banking, Ron Shevlin and Stacy Bryant tackle JPMorgan Chase’s controversial move to charge fintechs for data access—is it smart strategy or a threat to innovation? Then we dive into Goldman Sachs’ bold AI rollout and what it really means for the future of financial services.

Hot takes, real-world analogies, and a clear look at the regulatory chaos ahead.

Chapters

[00:00] Introduction & Headlines

[00:31] Reactions from Fintech & Public Outcry

[02:09] Legal Uncertainty Around Rule 1033

[03:03] Economic Logic & Envelope Analogy

[06:21] Market Forces, Competition & Consumer Choice

[08:06] The Real Impact on Fintechs & Margins

[11:23] Future Outlook & Regulatory Possibilities

[16:13] AI in Banking: Goldman Sachs Case Study

[20:30] ROI & Hype vs. Reality of AI Adoption

[27:10] Starting Small & Industry Adoption Trends

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https://www.crnrstone.com/gritty-insights/podcasts/whats-going-on-in-banking

The Genius Act brings new rules to stablecoins—but should banks care? Ron and Stacey dive into regulation, misinformation, and how celebrity hype is warping financial decision-making (yes, even for affluent boomers).

Subscribe to the What’s Going On In Banking podcast here:

https://www.crnrstone.com/gritty-insights/podcasts/whats-going-on-in-banking

Ron and Stacey vent about boardroom conversations on deposit growth, vendor chaos, and how no one wants to raise rates—but everyone wants deposits.

Subscribe to the What’s Going On In Banking podcast here: https://www.crnrstone.com/gritty-insights/podcasts/whats-going-on-in-banking