In this episode of What Your Bank Doesn’t Tell You, UMushroom Co-Founder Tonia Zimmermann sits down with Ralf Oberbanscheidt, Head of Thematic Investing at Robeco, to uncover the real power behind thematic investing — and what it means for investors today.

💡 Discover:

• How thematic investing evolved over the past 20 years

• Why sustainability and circular economy are shaping the next investment frontier

• The role of innovation, technology, and design in building long-term growth strategies

• What investors should watch when identifying future megatrends

From mobility to waste reduction — this episode explores how global trends can translate into smart, purposeful investments.

🎧 Listen now and learn how to align your portfolio with the themes driving tomorrow’s economy.

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Disclaimer: This podcast may contain advertisements for financial services or financial instruments. The podcast and the information contained within are provided solely for informational and marketing purposes. It does not constitute financial analysis, investment advice, a sales prospectus, an offer, or a recommendation to make investments or to buy or sell financial instruments. The podcast should not be construed as legal or tax advice. UMushroom AG assumes no responsibility for third-party contributions.

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In this episode, UMushroom co-founders Luba Schoenig and Tonia Zimmermann uncover the hidden financial systems that fund modern conflicts — and reveal how each of us is connected to them.

War isn’t just fought on the ground. It’s financed. From governments and defense contractors to everyday taxpayers, money fuels every stage of conflict — and understanding where it flows is the first step toward change.

💡 In this episode:

- The real cost of the Ukraine war – over USD 2.4 trillionHow defense companies profit while taxpayers pay the price

- The environmental and social impact of global conflict

- How to invest consciously and align your money with your values

Through their honest discussion, Luba and Tonia challenge listeners to “follow the money” and rethink the role finance plays in shaping peace, power, and responsibility.

👉 Listen now to learn what your bank doesn’t tell you — and how you can take back control of your financial impact.

📲 Follow us on social media for more investing tips!

🔹 Instagram: ⁠⁠⁠www.instagram.com/umushroom_com/⁠⁠⁠

🔹 LinkedIn: ⁠⁠⁠www.linkedin.com/company/umushroom⁠⁠⁠

🔹 TikTok: ⁠⁠⁠www.tiktok.com/@umushroomwealth⁠⁠⁠

🔹 YouTube: ⁠⁠⁠https://www.youtube.com/@umushroomwealth

🔹 Facebook: ⁠⁠⁠www.facebook.com/umushroomcom/⁠⁠

Disclaimer: This podcast may contain advertisements for financial services or financial instruments. The podcast and the information contained within are provided solely for informational and marketing purposes. It does not constitute financial analysis, investment advice, a sales prospectus, an offer, or a recommendation to make investments or to buy or sell financial instruments. The podcast should not be construed as legal or tax advice. UMushroom AG assumes no responsibility for third-party contributions.

🎙️ What Your Bank Doesn’t Tell You – Episode: From Competition to Career

In this episode, Luba and Giorgio from MCD Capital sit down with Aaron Bird and Leo Asmar, winners of the UK Investment Competition 2024, to share how a student challenge turned into a career-defining opportunity.

Aaron and Leo talk about:

🏆 How they won the national competition against top universities

💼 Their internship experience at Volcafe and what they learned on the trading floor

⚡ The turning points that shaped their journey

🚀 Why the UK Investment Competition is a launchpad for careers in finance

Their story shows how ambition, teamwork, and a willingness to take chances can open doors to incredible opportunities.

👉 Registrations for the UK Investment Competition 2025 are now open – don’t miss your chance to compete, learn, and take the first step towards your career in finance

.📅 Sign up here: https://umushroom.com/en/contest/uk-investmentcompetition

📲 Follow us on social media for more investing tips!

🔹 Instagram: ⁠⁠⁠www.instagram.com/umushroom_com/⁠⁠⁠

🔹 LinkedIn: ⁠⁠⁠www.linkedin.com/company/umushroom⁠⁠⁠

🔹 TikTok: ⁠⁠⁠www.tiktok.com/@umushroomwealth⁠⁠⁠

🔹 YouTube: ⁠⁠⁠https://www.youtube.com/@umushroomwealth

🔹 Facebook: ⁠⁠⁠www.facebook.com/umushroomcom/⁠⁠

Disclaimer: This podcast may contain advertisements for financial services or financial instruments. The podcast and the information contained within are provided solely for informational and marketing purposes. It does not constitute financial analysis, investment advice, a sales prospectus, an offer, or a recommendation to make investments or to buy or sell financial instruments. The podcast should not be construed as legal or tax advice. UMushroom AG assumes no responsibility for third-party contributions.