What You MUST Know Before Investing in the U.S. Stocks from India? | Ft. Neil Borate

India's outward remittances hit a record high of $31 billion in FY24, driven by a growing interest in diversifying investments, particularly in U.S. equities. With the S&P 500 emerging as a top performer in 2024, offering a 27% return in rupee terms, it's no surprise that investors are looking beyond borders.In this episode, we spoke with Neil Borate, the Personal Finance Editor at Mint, to explore everything you need to know about investing in U.S. equities. Here’s what we covered:-Why U.S. equities, especially tech stocks, are attracting Indian investors.-The regulatory challenges: TCS, compliance, and dual taxation explained.-The role of ETFs, bonds, and direct equities in building a global portfolio.-How rupee depreciation benefits U.S. investments.-The advantages and risks of international diversification and the importance of avoiding herd mentality.Timestamps:0:00 - Intro01:04 - Why are Indians investing in U.S. stocks?02:03 - Drivers of U.S. equity market growth02:43 - How to invest in U.S. tech stocks04:22 - Checklist for investing overseas05:45 - U.S. vs. other countries: Where to invest?06:35 - Tax implications of investing in the U.S.08:00 - Indian vs. overseas tax comparison10:00 - Who invests in U.S. equities?10:51 - Pros and cons of U.S. equity investment12:01 - Impact of brokerage and currency on U.S. investments14:28 - Should Indians invest in U.S. equities?15:17 - Options for investing in U.S. equities16:00 - ETFs vs. index funds: What’s better?16:18 - Promising sectors in the U.S. market16:57 - Active vs. passive funds: Best for global diversification19:07 - Rupee depreciation: Impact on U.S. investments20:53 - Who should avoid investing in U.S. equities?23:05 - Key checks before investing abroad24:51 - What to watch for in the budget26:03 - What is fractional investing in U.S. stocks?29:09 - Behavioral traits of U.S. equity investors30:38 - Things to keep in mind before investing overseas32:51 - Final takeawaysDisclaimer: This content is provided for educational and informational purposes only. The views expressed by our guests reflect their personal opinions and experiences. Our intent is not to defame or cause harm to any individual, entity, brand, or product mentioned. We aim to offer insights that empower our audience to make well-informed decisions. Viewers should consider their unique circumstances and consult with qualified financial professionals when necessary before acting on any information presented in this video.Guest Social Media:LinkedIn: https://www.linkedin.com/in/neil-bora...Instagram: / neilborate Twitter: https://x.com/ActusDeiFacebook: / neil.borate To Know More, follow us on:YouTube: https://www.youtube.com/@PersonalFinanceTVofficialInstagram: https://www.instagram.com/personalfinancetv/LinkedIn: https://www.linkedin.com/company/personal-finance-tv/𝕏 (Twitter): https://x.com/PFTV_official