What Is a Good Business Credit Score?

The source provides an essential guide to business credit scores in 2025, emphasizing that these scores are crucial for securing favorable loan terms and vendor partnerships. It meticulously defines business credit as a measure of commercial reliability distinct from personal credit, focusing on how different bureaus calculate scores based primarily on payment timeliness and debt utilization. The episode outlines the scoring ranges and "good" thresholds for major reporting agencies like Dun & Bradstreet (PAYDEX 80+), Experian (76+), Equifax, and FICO SBSS (160+), which is required for SBA loans. Finally, the guide offers a step-by-step roadmap for building credit from scratch and provides practical strategies for improving existing scores, such as paying early, reducing utilization, and monitoring reports regularly.