What Federal Employees Should Do In A Market Crash |Ep 144

When the market suddenly tanks, most federal employees do the exact wrong thing: they panic and start changing their TSP. If you're within about 10 years of retirement, that fear is totally understandable… but reacting emotionally can quietly cost you years of retirement income.

In this episode of Confident Federal Retirement, I walk you through a step‑by‑step way to think during a market crash so you're not guessing. We'll talk about why zooming out matters more than checking your TSP balance every hour, how to line up your investments with when you'll actually need the money, and why the real danger is bad markets plus withdrawals in the first few years of retirement. I'll also cover practical moves like rebalancing instead of reacting, what to do if you're still contributing to TSP, and how downturns can create tax opportunities with Roth conversions and smart loss harvesting in taxable accounts.

If you're a FERS or CSRS employee who's worried about running out of money, making big tax mistakes, or guessing wrong with your TSP, this episode will help you see exactly what to focus on in a crash.

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When you're ready for one‑on‑one help, visit https://gtwealthguide.com/federal-blueprint to request your free Federal Retirement Blueprint.

We'll map out your federal benefits, TSP, Social Security, and tax plan on one page so you can retire from federal service without guessing.