Visit our website:

https://www.thewealthwarehousepodcast.com/

Fresh off the annual South Dakota pheasant trip, Dave and Paul unpack how time in the field mirrors smart money habits.

From planning that survives “first contact,” to keeping dry powder ready so you can seize opportunities, to teaching kids stewardship and building legacy, this episode ties hunting camp lessons directly to the Infinite Banking Concept (IBC).

Expect talk on independence, autonomy, privacy, patience & timing, and why liquidity you control beats balances that just “look good on paper.”

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Episode Highlights:

0:00 - Teaser & open

2:17 - The crew: annual trip, fellowship, and why like-minded matters

3:38 - How the hunt parallels IBC

4:52 - Healthy disagreements (Bitcoin, moon landing) + shared values

6:22 - The common thread

7:00 - Independence, autonomy, privacy & healthy skepticism

8:39 - Legacy and making memories with your kids

9:31 - Planning meets reality

12:00 - Translating hiccups to IBC

13:16 - Patience & timing

14:23 - Loaded shotgun vs. locked-up 401(k) liquidity

15:53 - Fancy gear vs. dry powder

16:34 - Getting better each year = older policies perform better

17:24 - Stewardship and teaching the next generation

18:02 - Accessing capital without interrupting growth

22:02 - Save 30% rule: habits that build wealth

22:32 - Seeking independence from commercial banking

23:50 - Why IBC contributors may fuel less inflation

24:57 - Hunters’ autonomy as a money mindset

28:27 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com

Visit our website:

https://www.thewealthwarehousepodcast.com/

This week, Dave and Paul unpack a common client question: “What should I do with a windfall?”

Drawing from a recent mastermind with fellow IBC practitioners, they compare strategies for deploying a large lump sum while keeping smart liquidity: one-time PUA lump sums, using a Premium Deposit Fund (PDF Max) to prepay years of premiums, and sequencing dollars so outside cash flows (like note income) auto-fund new policies.

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Episode Highlights:



0:00 - Teaser & open

1:18 - Episode beginning, remembering Charlie Kirk

6:59 - Design ideas and real numbers

12:11 - Scheduling premiums

13:36 - Mastermind case: $700k home-sale windfall

14:38 - Option 1: Large PUA lump sum

18:05 - Option 2: PDF Max

23:04 - Option 3: Sequence the dollars

25:43 - Policy age = more flexibility; job-loss scenarios without surrendering

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com

Visit our website:

https://www.thewealthwarehousepodcast.com/

This week, Dave and Paul bust a big myth about whole life: that premiums are rigid forever.

They break down base (required) vs. PUA, Paid-Up Additions (flexible), why both buy death benefit, and how to use a floor-and-ceiling model to fund smart in tight months or boom years.

You’ll hear how dividends typically route to PUA, how to check extra LPUA room without triggering MEC, why loans don’t “increase” growth, and how convertible term preserves future capacity as your income rises.

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Episode Highlights:

0:00 - Teaser & open

3:06 - Premium flexibility myth

6:19 - Base vs. PUA

9:40 - Cash value = ownership

10:59 - Dividends → PUA

15:10 - Floor & ceiling funding

16:37 - Year-two: pay base, drip PUA

20:00 - Extra PUA + MEC check

23:50 - Convertible term runway

30:38 - Sign-off

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com