Valerie Gehy Podcast Ep. 2

In this episode, Valerie Gehy discusses key terms in health insurance, including premiums, deductibles, co-insurance, co-pay, and maximum out-of-pocket expenses. She explains how premiums are based on income for government plans and how deductibles apply to tests beyond preventative care. Valerie also highlights the difference between co-insurance and co-pay, and the importance of understanding maximum out-of-pocket expenses. She concludes by discussing the difference between HMO and PPO health insurance plans and the importance of having coverage for pre-existing conditions.

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