Welcome to the first 2026 edition of Understanding Money with the Noles Group! Matt McClure sits down with Danny, Parker, Chandler, and Tyler Noles to tackle retirement planning in a year already marked by elevated uncertainty. Tariff pressure, geopolitical conflicts, inflation, and an election year all create a volatile backdrop—and retirees face these conditions very differently than younger investors.

The team also discusses the expanding role of alternatives, the importance of bucket planning, how retirees can stay calm during market swings, and why good advisors act as both strategists and behavioral coaches.

The show closes with something special: the Five Habits of Happy Retirees—practical tips anyone can start using today to live more confidently, purposefully, and joyfully in retirement.

To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.

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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment

Check out our website: thenolesgroup.com

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Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

In this packed episode of Understanding Money with the Noles Group, Matt, Danny, Parker, Tyler, and Evan dive into everything listeners need to prepare financially for an impactful 2026. From rebuilding your budget after the holidays to automating your savings, from establishing strong financial habits in your 30s to optimizing your retirement strategy in your 50s and 60s, this episode offers clear, practical, and actionable guidance for every stage of life.

The team also walks through crucial year-end reminders — including Required Minimum Distribution (RMD) deadlines and Qualified Charitable Distributions (QCDs) — breaking them down in simple terms so listeners can avoid costly IRS mistakes. Plus, the Knowles Group analyses the latest Federal Reserve rate decision, explaining what interest rate cuts and mixed economic signals could mean for consumers, retirees, and investors in 2026.

Finally, the group tackles the question many listeners have: Should I work with a financial advisor, or can I do it myself? They outline the benefits, dispel common fears, and explain the real value of professional guidance — especially in a shifting economy.

With an upbeat, conversational tone, this episode equips listeners with the tools, strategies, and confidence to step boldly into 2026 and take control of their financial futures.

To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.

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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment

Check out our website: thenolesgroup.com

---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

As 2025 winds down, the Noles family breaks down your essential year-end financial checklist—from budgeting and retirement contributions to RMDs, tax-sensitive moves, insurance reviews, Medicare updates, emergency savings decisions, and more.

We also spotlight the latest holiday scams (based on new AARP data), explain how retirees and pre-retirees can stay safe, and take a lighthearted look at the 2025 PNC Christmas Price Index—including which gifts from the “12 Days of Christmas” skyrocketed in cost.

Plus, the Noles Group delivers a heartfelt message for anyone who thinks they’ve “waited too long” to retire. Using inspiration from JFK’s moonshot speech, the team explains why financial planning is a challenge worth taking—and why it’s never too late to start.

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Call the Noles Group at 205-602-5065
Visit: TheNolesGroup.com

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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment

Check out our website: thenolesgroup.com

---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

In this episode, Matt McClure joins Parker, Tyler, and Jack from the Noles Group to walk through the real challenges retirees face in their first year—emotional adjustments, tax surprises, healthcare costs, and the danger of sequence-of-return risk.

The team explains why planning ahead, creating guaranteed income, preparing for market drops, and building a structured lifestyle matter more than ever.

They also break down RMD deadlines, Medicare reminders, and the Noles Group’s hands-on financial planning process.

Learn how to build a confident, coordinated retirement strategy—with support from a team that’s guided thousands of families through the transition.

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Call the Noles Group at 205-602-5065
Visit: TheNolesGroup.com

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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment

Check out our website: thenolesgroup.com

--
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

In this interview, Retirement.Radio’s Matt McClure speaks with Mary Hines Droesch, head of consumer and small business products at Bank of America, about holiday shopping trends. A major focus is how inflation and tariffs influence consumer behavior. The discussion also explores how dupe culture is emerging as a popular trend among younger generations who seek affordable alternatives to high-end branded items, while highlighting generational differences in gift-giving preferences and shopping habits. Mary emphasizes practical strategies for managing holiday expenses, including budgeting, using rewards cards, and taking advantage of bulk purchasing opportunities to maximize value during the holiday season.

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Call the Noles Group at 205-602-5065
Visit: TheNolesGroup.com

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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment

Check out our website: thenolesgroup.com

--
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

In this Thanksgiving edition of Understanding Money with the Noles Group, Danny, Parker, Chandler, and Evan break down the 2026 Social Security changes and what rising Medicare premiums, inflation, and tax updates mean for retirees and those nearing retirement.

The team explains why COLA increases don’t always keep pace with real-life expenses, how rising Medicare Part B premiums can eat into benefits, and what the new $6,000 senior tax deduction could mean for your household.

They also tackle the big question: “Will Social Security always be there?”—and offer practical, actionable steps to build retirement income streams that don’t depend on Congress doing its job.

Plus, the team covers budgeting strategies for the holiday season, how to avoid overspending, the psychology of smart money decisions, and a surprising breakdown of Thanksgiving meal costs across the U.S.

Whether you're planning for retirement, managing holiday stress, or trying to build a more secure financial future, this episode gives you clarity, confidence, and a clear plan for the year ahead.

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Call the Noles Group at 205-602-5065
Visit: TheNolesGroup.com

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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment

Check out our website: thenolesgroup.com

--
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

The clock is ticking! ⏰ As 2025 winds down, there’s still time to make key financial moves that could save you thousands before the new year. In this episode of Understanding Money with the Noles Group, hosts Danny Noles, Parker Noles, Tyler Noles, and Chandler Noles join Matt McClure to help retirees and pre-retirees finish strong — and prepare for big tax changes ahead.

The team unpacks:

• Required Minimum Distributions (RMDs) — new rules, reduced penalties, and how to avoid costly mistakes
• Roth Conversions — why the “pay now, save later” approach might make sense before the 2026 tax law changes
• Charitable Giving Strategies — how to give smarter with QCDs, donor-advised funds, and appreciated assets
• Tax Bracket Planning — what the One Big Beautiful Bill Act means for retirees
• How to avoid the December panic and take control of your year-end planning

If you want to reduce taxes, simplify your portfolio, and make your money work harder in 2026 and beyond — this episode is a must-listen.

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Call the Noles Group at 205-602-5065
Visit: TheNolesGroup.com

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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment

Check out our website: thenolesgroup.com

--
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

• The importance of saving for retirement – NOW
• Balancing your investments – How a healthy mix of riskier investments can help weather the market’s uncertainty especially as you get closer to retirement.
• The importance of seeking professional guidance when planning financially for the future.

Listen for smart strategies, calm perspective, and the practical financial wisdom you need to retire once—and retire right.

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Call the Noles Group at 205-602-5065
Visit: TheNolesGroup.com

---

About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment

Check out our website: thenolesgroup.com

--
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.