In this episode of TGIF - Two Girls Investing Friday, Jess & Colleen discuss their personal experiences with extreme winter conditions in the Yukon and the financial implications it carries. They talk about the increased costs related to vehicle maintenance, fuel, and children's winter gear, providing a real-world perspective on unexpected expenses. The conversation also delves into the concept of the value of a dollar, highlighting how saving and investing money can compound over time, significantly increasing its potential value. The hosts share practical tips on how to shift one's mindset towards more mindful spending and the long-term benefits of investing. As a teaser for the next episode, one of the co-hosts promises to reveal the detailed costs of an upcoming trip to Kenya and how she budgeted for it.

00:00 Introduction to TGIF: Two Girls Investing Friday

00:34 Surviving the Yukon Cold: Vehicle Challenges

01:55 Fuel and Maintenance Costs in Extreme Cold

04:57 Winter Gear and Family Expenses

11:09 Bus Cancellations and Winter Challenges

12:53 Financial Planning for Unpredictable Expenses

14:09 The Value of a Dollar

16:34 $50 Spent vs Invested

18:40 Make Your Money Work For You

21:23 Share With Us Your Win of The Week

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In this episode of TGIF Two Girls Investing Friday, hosts Jess and Colleen catch up after a holiday break and delve into their personal experiences of surviving an intense cold spell in the Yukon with temperatures plunging between -45 to -50°C. They discuss the practical and financial challenges encountered, including soaring heating bills, increased gas usage, and the difficulties in maintaining vehicles and homes during extreme weather conditions. Reflecting on their financial journeys in 2025, they highlight their investment successes, the impact of controlled spending, and share thoughts on improving financial habits in the new year. Tune in for a candid conversation about managing finances in challenging environments and insights for a prosperous 2026.

00:00 Welcome to TGIF: Two Girls Investing Friday

00:34 Catching Up After the Holidays

00:58 Surviving the Harsh Winter

05:44 Financial Implications of Extreme Cold

11:47 Reflecting on the Past Year

17:43 Wrapping Up and Looking Ahead

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In this episode of TGIF: Two Girls Investing Friday, the hosts discuss practical and relatable strategies for saving money during the Christmas season, from splitting gift costs with family members to utilizing local recycling programs for gift certificates. They also detail how to build a diversified portfolio, emphasizing the importance of considering timeline, goals, and risk tolerance. Listeners will learn about the balance between stocks and bonds in a portfolio, usage of all-in-one ETFs, and helpful tools like RoboAdvisors for assessing risk tolerance. The episode wraps up with a reminder to stay financially savvy and prepare for the upcoming year.

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