Trusted Data Meets Trusted Decisioning: How True and Candor Are Reinventing Income Verification in 60 Seconds with Steve Butler and Ryan Edmonds

In a breakthrough moment for mortgage technology, True and Candor have joined forces to launch the industry’s first instant income verification solution—a partnership that promises to redefine how lenders qualify borrowers. In this episode of Lykken on Lending, host David Lykken sits down with Steve Butler, CEO of True, and Ryan Edmonds, CEO of Candor, to discuss how their combined strengths—trusted data and trusted decisioning—are delivering AI-powered, insured income verification in under 60 seconds. Drawing parallels to the iconic pairing of chocolate and peanut butter, this collaboration is being hailed as the “Reese’s moment” for mortgage innovation, empowering loan officers, streamlining underwriting, and giving lenders unprecedented confidence in every decision.