Trailer: Engineering Your Path to Generational Wealth with Andrew Hooey

Is now actually the "right time" to buy, or are you costing yourself thousands by sitting on the sidelines? In the kickoff of Season 2, Chris Ford and Garland Harris Jr. sit down with mortgage powerhouse Andrew Hooey, founder of Game On Mortgage, to demystify the financing side of real estate development.

From his origins as an electrical engineer at Prairie View A&M to mastering every seat in the mortgage industry—from processor to underwriter—Andrew shares the "gatekept" secrets of how to actually get deals closed in today's market. Whether you are a first-time homebuyer or a seasoned investor looking to scale, this episode drops the "game" you need to navigate high rates and low inventory.

In this episode, we dive into:

The Houston Market Reality: Why appreciation is predicted at 20% over the next several years and why waiting for a "crash" is a losing strategy.

Creative Loan Products: Under-the-radar programs like No-Job/Asset-based loans and the 40-year lease-to-own model for ITIN borrowers.

Multi-Unit Strategies: How to qualify for a fourplex using projected rental income—even if you don't have a traditional job.

The Debt Truth: Why paying off your car or student loans early might actually hinder your ability to buy a home.

The "House Hacker" Debate: Chris and Garland challenge the logic of overpriced duplexes and discuss the impact of institutional buyers like BlackRock on the free market.

"We don't come from money, but money is coming from us." Tune in to learn how to stop being a borrower and start being a developer.

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