Top mortgage moves that maximised returns in 2025

In a special summer episode of The Smart Property Investment Show, Phil Tarrant is joined by Eva Loisance, principal at Finni Mortgages, to reflect on the property deals that made a difference in 2025.

The episode highlights the pivotal role mortgage brokers play in guiding Australians through complex investment finance decisions.

Loisance shares real-world examples, including refinancing a neighbour's high-interest loan to save over $2,500 per month and dramatically reduce the mortgage term.

Another case explores a client leveraging equity and strategic refinancing to grow a substantial property portfolio.

The discussion also covers innovative strategies such as family pledges, which enable younger investors to enter the market without large deposits.

Tarrant and Loisance emphasise the importance of ethical practices and informed decision-making in the broking industry.

The conversation touches on challenges faced by self-employed investors and self-managed super fund (SMSF) users, underscoring the need for professional guidance.

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