Top 7 TSP Mistakes to Avoid

Federal employees work hard for their retirement, but simple TSP mistakes can quietly cost you hundreds of thousands of dollars over time. In this episode, Andrew McNair, founder of SWAN Capital, walks through the seven most common TSP mistakes federal employees make and how to avoid them. Whether you’re covered under FERS or CSRS, this episode will help you:

• Understand why default TSP settings may not serve you long-term
• Avoid bad advice from “water-cooler experts” and unqualified sources
• Balance risk properly as retirement approaches
• Protect your TSP from inflation, emotional decisions, and over-monitoring
• Ensure your TSP beneficiaries are correctly set (and why this matters more than your will)
• Align your future contributions with your long-term investment strategy

Most importantly, you’ll learn what to do if you’ve already made some of these mistakes and how they can often be fixed. This episode is educational, practical, and designed to give federal employees peace of mind as they move closer to retirement.

Subscribe for more education designed specifically for federal employees.

If you’d like help reviewing your TSP allocation or creating a personalized federal retirement strategy, schedule your complimentary visit today: https://calendly.com/swancapital_/nocostconsultation

To receive a customized Federal Retirement Report, call 1-800-848-8768 or visit swan-capital.com.