Top 5 Questions You Should Ask Your TIAA Wealth Advisor (Ep. 4)

Retirement planning can feel overwhelming, especially when faced with complex products and advice that may not always align with your best interests.

In this episode, Greg Shepard breaks down five essential questions every TIAA participant should ask their advisor. He explains how to spot hidden fees, evaluate income strategies, and make informed choices that keep your money working for you. Greg also stresses the importance of education, transparency, and staying proactive about your retirement plan.

Key takeaways:

• The importance of clarifying an advisor’s true investment philosophy and whether it aligns with your goals
• Why relying solely on lifetime income could expose you to inflation risk
• What to know about advisor fees, expense ratios, and trading costs
• How to prepare for income changes in evolving interest rate environments
• Tax efficiency strategies, including Roth conversions and planning for withdrawals
• And more!

Connect with Greg Shepard:

• Phone: [phone]
• Email: [e-mail]
• LinkedIn: Greg Shepard
• Website: TIAA Simplified
• Website: S&A Financial Services
• LinkedIn: S&A Financial Services, Inc.