Can you really buy a home with a 0% credit score? A new rule change could let millions of buyers into the housing market without meeting traditional credit requirements. Is this financial inclusion or the early signs of another housing bubble?

In this episode, we break down what’s really happening behind the “no credit score” headlines, how lenders are shifting risk, and what this means for the future of homeownership, affordability, and the overall market.

This episode explains:

- How DU (desktop underwriting) changes could reshape housing access

- Why credit score removal is about more than fairness

- Who benefits when risk is reclassified

- What patterns from 2008 are starting to repeat

🎧 *Connect with Us:*

🌐 Website: http://zeroto100tribe.com/

📸 Instagram: https://www.instagram.com/zeroto100tribe/

🎙️ Apple Podcasts: https://apple.co/3xJ0jA0

🎧 Spotify: https://open.spotify.com/show/5rl9U0l8YhWltKfCq5tq78

👤 Travis: https://www.instagram.com/therealtravisdillard/

👤 Gabriel: https://www.instagram.com/the_real_gabriel_hamel/

👤 Mitchell: https://www.instagram.com/therealmitchellengland/

💥 Want to scale from zero to 100+ cash flow units faster?

🔥 Join our Elite Mastermind: https://www.zeroto100tribe.com/joinelite

A 50 year mortgage sounds insane, but the math might surprise you. In this video I break down why this option could work for investors, first time buyers, and anyone trying to survive high rates and rising prices. Some of these reasons are weird, some are overlooked, and all of them matter. Watch this before you judge the 50 year mortgage idea.

Subscribe for more real estate breakdowns.

🎧 *Connect with Us:*

🌐 Website: http://zeroto100tribe.com/

📸 Instagram: https://www.instagram.com/zeroto100tribe/

🎙️ Apple Podcasts: https://apple.co/3xJ0jA0

🎧 Spotify: https://open.spotify.com/show/5rl9U0l8YhWltKfCq5tq78

👤 Travis: https://www.instagram.com/therealtravisdillard/

👤 Gabriel: https://www.instagram.com/the_real_gabriel_hamel/

👤 Mitchell: https://www.instagram.com/therealmitchellengland/

💥 Want to scale from zero to 100+ cash flow units faster?

🔥 Join our Elite Mastermind: https://www.zeroto100tribe.com/joinelite

It's a special Veterans Day episode today!

Too many service members and veterans are sabotaging their financial future and no one’s talking about it. High-interest car loans, bad habits, and a total lack of financial education leave most military members broke, even with all the tools to win.

In this episode, we sit down with David Pere, founder of Military to Millionaire, to break down the 3 biggest money mistakes service members make, and exactly how to flip your military paycheck, BAH, and VA loan into long-term real estate wealth.

If you’re active duty, in the reserves, or a veteran trying to build a better financial future, this conversation will change how you think about money, investing, and the real estate path that most military members miss completely.

What we cover:

• The mindset trap that keeps military members poor

• Predatory lenders around bases and how to avoid them

• How to actually use your VA loan to buy real estate the smart way

• Why your TSP is not enough and what to do instead

• How to build cash flow while serving

• This isn’t theory. This is the blueprint.

🎧 *Connect with Us:*

🌐 Website: http://zeroto100tribe.com/

📸 Instagram: https://www.instagram.com/zeroto100tribe/

🎙️ Apple Podcasts: https://apple.co/3xJ0jA0

🎧 Spotify: https://open.spotify.com/show/5rl9U0l8YhWltKfCq5tq78

👤 Travis: https://www.instagram.com/therealtravisdillard/

👤 Gabriel: https://www.instagram.com/the_real_gabriel_hamel/

👤 Mitchell: https://www.instagram.com/therealmitchellengland/

💥 Want to scale from zero to 100+ cash flow units faster?

🔥 Join our Elite Mastermind: https://www.zeroto100tribe.com/joinelite

In today’s episode, we break down the brutal reality of investing in left-leaning states like California, Oregon, New York, and Washington. From rent control to eviction delays to bizarre squatter laws, these policies aren’t just hurting landlords. They’re destroying investment returns, reducing housing quality, and ultimately hurting the very tenants they claim to protect.

We share real stories, hard lessons, and why some investors are pulling out for good, while others are still finding opportunity by playing smarter.

• What’s happening on the ground
• The laws wiping out ROI
• What this means for YOUR next investment move
• Why some landlords stay anyway and how they still win

🎧 *Connect with Us:*

🌐 Website: http://zeroto100tribe.com/

📸 Instagram: https://www.instagram.com/zeroto100tribe/

🎙️ Apple Podcasts: https://apple.co/3xJ0jA0

🎧 Spotify: https://open.spotify.com/show/5rl9U0l8YhWltKfCq5tq78

👤 Travis: https://www.instagram.com/therealtravisdillard/

👤 Gabriel: https://www.instagram.com/the_real_gabriel_hamel/

👤 Mitchell: https://www.instagram.com/therealmitchellengland/

💥 Want to scale from zero to 100+ cash flow units faster?

🔥 Join our Elite Mastermind: https://www.zeroto100tribe.com/joinelite

Most Americans don’t realize it... but the system was built to keep them broke. They rent their homes. Rent their cars. Rent their time.

In 2025, with inflation rising, wages flatlining, and asset prices out of reach, the trap is closing fast.

- 90% of Americans won’t retire with enough.

- Real estate is still the number one path to wealth, but most are locked out.

In this episode, we break down why the middle class is disappearing and how the system was engineered to make you a financial slave. If you’ve ever felt like you're working harder but getting nowhere, this is the truth you were never meant to hear.

🎧 *Connect with Us:*

🌐 Website: http://zeroto100tribe.com/

📸 Instagram: https://www.instagram.com/zeroto100tribe/

🎙️ Apple Podcasts: https://apple.co/3xJ0jA0

🎧 Spotify: https://open.spotify.com/show/5rl9U0l8YhWltKfCq5tq78

👤 Travis: https://www.instagram.com/therealtravisdillard/

👤 Gabriel: https://www.instagram.com/the_real_gabriel_hamel/

👤 Mitchell: https://www.instagram.com/therealmitchellengland/

💥 Want to scale from zero to 100+ cash flow units faster?

🔥 Join our Elite Mastermind: https://www.zeroto100tribe.com/joinelite

The Fed just cut by 25 basis points, and everyone’s cheering. But here’s the truth: rate cuts like this don’t happen in strong economies. Behind the scenes, the job market is softening, layoffs are accelerating, and AI is replacing workers faster than anyone expected.

This isn't a recovery. It’s a warning.

If you’re not positioned right now as an investor, or homeowner, you could get caught on the wrong side of the greatest wealth transfer in modern history.

In this episode, we break down:

• Why falling rates often signal deeper economic trouble
• What the Fed is actually reacting to
• How this shift impacts mortgage rates and investor strategy
• The real opportunity emerging for buyers, sellers, and agents

This is the moment most people will miss.

🎧 *Connect with Us:*

🌐 Website: http://zeroto100tribe.com/

📸 Instagram: https://www.instagram.com/zeroto100tribe/

🎙️ Apple Podcasts: https://apple.co/3xJ0jA0

🎧 Spotify: https://open.spotify.com/show/5rl9U0l8YhWltKfCq5tq78

👤 Travis: https://www.instagram.com/therealtravisdillard/

👤 Gabriel: https://www.instagram.com/the_real_gabriel_hamel/

👤 Mitchell: https://www.instagram.com/therealmitchellengland/

💥 Want to scale from zero to 100+ cash flow units faster?

🔥 Join our Elite Mastermind: https://www.zeroto100tribe.com/joinelite

Millions of Americans just lost paychecks. Benefits are paused. The government is offline. But here’s the truth no one wants to say out loud.

In this episode, we break down the hidden fragility of the U.S. economy exposed by the latest government shutdown and why it’s a wake-up call for anyone relying on a single income stream. Whether you're a federal employee, renter, investor, or real estate agent, the ripple effects are real and they’re already hitting.

🔍 We cover:

- How the shutdown is choking real estate deals

- What happens when Section 8 and Social Security payments pause

- The real risk of relying on “stable” government jobs

- Why income fragility is the next silent crisis

- How investors are protecting themselves and what you can do now

👉 Don’t wait for Washington to fix it. Build something no one can take from you.

Subscribe for more high-retention breakdowns on the real estate economy, investor strategy, and financial independence.

🎧 *Connect with Us:*

🌐 Website: http://zeroto100tribe.com/

📸 Instagram: https://www.instagram.com/zeroto100tribe/

🎙️ Apple Podcasts: https://apple.co/3xJ0jA0

🎧 Spotify: https://open.spotify.com/show/5rl9U0l8YhWltKfCq5tq78

👤 Travis: https://www.instagram.com/therealtravisdillard/

👤 Gabriel: https://www.instagram.com/the_real_gabriel_hamel/

👤 Mitchell: https://www.instagram.com/therealmitchellengland/

💥 Want to scale from zero to 100+ cash flow units faster?

🔥 Join our Elite Mastermind: https://www.zeroto100tribe.com/joinelite

Real estate isn’t just better, it’s unfairly powerful.

In this episode, we break down why real estate outperforms stocks, crypto, gold, 401ks, and every other investment class and why anyone telling you otherwise is probably broke… or lying.

From leverage and tax advantages to cash flow and long-term control, we reveal the full blueprint for using real estate to build real wealth, now. We also share personal stories of starting with nothing, making $50K+ off one property, and why even Dave Ramsey secretly built a $600M real estate portfolio.

What You’ll Learn:

• Why real estate destroys stocks and crypto in real wealth building
• How to use leverage the smart way
• Why cash flow > retirement accounts
• How the wealthy use real estate to reduce taxes
• The hidden truth behind financial "gurus"

🎧 *Connect with Us:*

🌐 Website: http://zeroto100tribe.com/

📸 Instagram: https://www.instagram.com/zeroto100tribe/

🎙️ Apple Podcasts: https://apple.co/3xJ0jA0

🎧 Spotify: https://open.spotify.com/show/5rl9U0l8YhWltKfCq5tq78

👤 Travis: https://www.instagram.com/therealtravisdillard/

👤 Gabriel: https://www.instagram.com/the_real_gabriel_hamel/

👤 Mitchell: https://www.instagram.com/therealmitchellengland/

💥 Want to scale from zero to 100+ cash flow units faster?

🔥 Join our Elite Mastermind: https://www.zeroto100tribe.com/joinelite