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Can you legally pay zero taxes as a real estate investor? Should that even be your goal? CPA Marcus Crigler challenges conventional wisdom in this eye-opening conversation about navigating the post-bonus depreciation landscape in real estate investing.

As the 100% bonus depreciation benefit phases out (down to 60% in 2024), investors need to rethink their tax strategy. Marcus offers a refreshing perspective: sometimes paying some taxes is smarter than spending your last dollar trying to avoid them completely. His practical advice focuses on staying below the critical 24% tax bracket threshold rather than aiming for zero, potentially saving you thousands while maintaining business stability.

Beyond tax strategy, Marcus delivers a masterclass in financial management for real estate entrepreneurs. He breaks down his four-phase business model (Hustle, Secure, Expand, Exit) and explains why most investors fail by skipping the crucial "Secure" phase. His recommendation? Establish consistent owner's compensation and maintain cash reserves equal to three months of fixed expenses before attempting expansion.

The conversation takes a fascinating turn when Marcus reframes how we think about spending: "An expense is not an expense, it's an ROI." This profound mindset shift transforms financial decision-making, ensuring every dollar spent generates returns. Coupled with practical bookkeeping advice and insights into where savvy investors are parking their cash in today's market (money markets, self-financing, and hard money lending), this episode delivers actionable wisdom for investors at any experience level.

Whether you're a seasoned real estate professional or just starting your journey, this conversation will fundamentally change how you approach your business finances. Subscribe now and share this episode with other investors who need to hear this message!

To connect with Marcus, go to www.beccfo.com and fill out their contact form.

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Laura Ritchie's journey from corporate media executive to real estate mogul exemplifies the power of creativity and determination in building wealth. Starting in 2017 with a simple side hustle, Laura leveraged family connections, thrift store furniture, and a willingness to take calculated risks to rapidly build an 85-unit portfolio now worth approximately $14 million.

What makes Laura's approach remarkable is her innovative financing strategies. She shares how she transformed basic apartments into furnished rentals with nothing more than spray paint and thrift store finds, doubling her returns with minimal investment. Her most impressive feat? Purchasing a seven-unit property for $350,000, improving it over four months, then refinancing to not only pay back the seller but also pocket $90,000 at closing. That property, now worth $1.1 million, became the foundation for acquiring dozens more units.

Beyond personal wealth building, Laura has structured her business to create generational prosperity through four separate LLCs - one for herself and her husband, and three others benefiting her parents, son, and daughter. Her work with her parents demonstrates her compassionate approach to family finances: rather than watching their retirement savings deplete, she helped convert their 401(k) into a real estate portfolio generating $4,000 monthly with perpetual growth potential.

Laura doesn't shy away from challenges either. She candidly discusses her current church conversion project, "Operation Foxhole," designed to provide housing for veterans, and the regulatory hurdles that have complicated the process. She also shares how market shifts have impacted her once-lucrative midterm rental business, forcing adaptation in a saturated marketplace.

Whether you're a seasoned investor or just starting out, Laura's story offers invaluable insights into scaling quickly, structuring family investments, and navigating market challenges with resilience and creativity. Looking to connect with Laura about furnished rentals or her projects? Email her at laura@apcoho.com and explore how her approach might transform your own real estate journey.

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Brad Chandler opens up about his remarkable dual journey as both a wildly successful real estate investor with 4,500 deals under his belt and as someone who overcame deep-seated personal struggles that once threatened everything he built.

The conversation takes a profound turn when Brad reveals how a seemingly routine therapy session for his son's anxiety unexpectedly uncovered his own unresolved childhood trauma. This discovery launched him into a transformative healing journey that would radically change his approach to business, relationships, and life itself.

Brad doesn't hold back on the consequences of operating from unhealed trauma, candidly sharing how subconscious limiting beliefs cost him $9 million across five devastating real estate mistakes. From a $930,000 loss on a property where he misunderstood a title search to a $1.9 million trademark lawsuit fueled by ego rather than business logic, he connects these financial missteps directly to the "I'm not enough" story programmed into his childhood nervous system.

The most powerful segment comes when Brad explains his breakthrough realization: every negative behavior—from workaholism to substance abuse to relationship problems—stems from untruths formed between birth and age 10. Through his "Joy Regenerator" technique, he demonstrates how neuroplasticity can rewrite these neural pathways in just 3-4 hours of targeted work, freeing people from decades of destructive patterns.

For real estate investors specifically, Brad offers a paradigm-shifting perspective on success. By healing the root causes of limiting beliefs first, investors make clearer, strategic decisions unhindered by emotional baggage. They build businesses based on impact rather than validation-seeking, which paradoxically leads to greater financial success than directly chasing money ever could.

Ready to transform your life and business through this groundbreaking approach? Take the quick self-love assessment at unlocklessmitlessyou.com/quiz and discover how addressing your subconscious programming might be the missing piece in your investment strategy and overall wellbeing. You can also dive deeper with Brad by listening to his podcast, How to Be Happier For Entrepreneurs streaming wherever you listen to your podcasts.