Many young people today feel disheartened by the soaring cost of home ownership, a stark contrast to the more affordable markets of past decades.

With median home prices in many countries far outpacing wage growth, the dream of owning a home feels increasingly out of reach, leaving many trapped in a cycle of renting and financial strain. For example, in the U.S., the median home price in 1980 was about 2.5 times the median household income, while today it’s closer to 5 times, squeezing young buyers out.

To address this, my Bitcoin Savings Calculator (https://whybitcoinshow.com/bitcoinsavingscalculator/) offers a hopeful strategy. By allocating a portion of income to Bitcoin, which has historically appreciated significantly, young people can potentially grow their savings faster than traditional methods. The calculator projects how regular Bitcoin investments could compound over time, providing a larger down payment or even full home purchase funds, offering a practical path to overcome the affordability barrier and regain control of their financial future.

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In this episode, I explore how much Bitcoin you need to retire, using my new Bitcoin Retirement Calculator to break down conservative and realistic figures for your desired retirement lifestyle. I also address the claim from many influencers that 0.1 BTC is enough to retire—examining how true this is and the assumptions behind it.

Work out what you need to retire - Bitcoin Retirement Calculator

If you find this tool valuable, I'd be grateful if you sent me through some sats, ideally alongside an offensive comment or joke - dale21m@walletofsatoshi.com

Need a hand with self-custody? Book a⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

In this thought-provoking episode, I dive into the heart of Bitcoin’s ethos: freedom. Bitcoin’s decentralized, open protocol empowers individuals to take control of their financial destiny, free from centralized gatekeepers. But with great freedom comes a paradox—people will use this open system to create products and services we might not always like, from Bitcoin custodians to NFTs and the latest wave of Bitcoin Treasury Companies. How should we navigate this tension?

I explore the philosophical and practical implications of Bitcoin’s permissionless nature, asking: Is true freedom about embracing even the developments we disagree with? Join us as we unpack the trade-offs, examine the role of custodians, the frenzy around NFTs, and the rise of Bitcoin Treasury Companies, and discuss how to think critically about Bitcoin’s evolving ecosystem while staying true to its liberating core.

Need a hand with self-custody? Book a⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.