This episode features a powerful conversation with Rob Carrick, nationally recognized personal finance journalist and former Globe and Mail columnist, as he joins Sybil Verch on The Wealthy Life Podcast to explore what it truly means to live a wealthy life.

Together, they challenge the idea that wealth is defined by income, net worth, or keeping up appearances. Instead, they dive into the real drivers of financial well‑being for Canadians—freedom, flexibility, confidence, and peace of mind. From retirement readiness and long‑term investing to housing decisions, pensions, and the evolving value of financial planning, this discussion is practical, grounded, and refreshingly honest.

Rob shares thoughtful insights drawn from decades of reporting on personal finance, helping listeners better understand how consistent saving, diversified low‑cost investing, and avoiding financial overextension can support long‑term goals and reduce stress. The conversation also highlights why financial advice and accountability matter more than ever in an increasingly complex world.

In this episode, you’ll learn:• What living a wealthy life really means beyond income and assets• Why financial freedom and flexibility are key to long‑term success• How early and consistent saving builds confidence over time• Why saving anything is better than saving nothing• The role of employer pensions and automatic saving• A balanced perspective on renting versus home ownership• Why overextending financially can limit future choices• How diversified, low‑cost investing supports long‑term goals• Why financial planning is more important than ever• The real value of advice, accountability, and peace of mind

Whether you’re just starting out, planning for retirement, or reassessing your financial path, this episode offers clear, thoughtful guidance to help you make better financial decisions and align your money with the life you want to live.

🎧 Listen now and redefine what wealth means to you.

Thinking about moving from the United States to Canada but not sure what you need to plan for before making the move?

In this episode of The Wealthy Life Podcast, Sybil Verch sits down with Harps Sandhu, Cross Border Advisor and author of Welcome Home, Eh?, to break down exactly what you need to know before relocating from the United States to Canada.

From immigration and tax residency rules to healthcare access, retirement accounts, and avoiding double taxation, this conversation is a must listen for anyone planning a move north.

You will learn:

•The key steps to take before moving from the U.S. to Canada

•How Canadian and U.S. tax systems differ and how to avoid double taxation

•Why immigration status and tax residency planning matter

•What happens to U.S. retirement accounts, IRAs, 401(k)s, and investments

•How healthcare coverage works when you first move to Canada

•The difference between citizenship and residency

•Why working with a Cross Border Advisor, accountant, and lawyer is essential

•Common (and expensive!) planning mistakes people make during cross-border moves

Whether you are relocating for work, family, retirement, or lifestyle reasons, this episode provides clarity, confidence and practical guidance you need to plan your transition smoothly and avoid expensive surprises.

If you are considering a move from the U.S. to Canada, this episode will help you ask the right questions and move to Canada with confidence.

Looking for the best credit card in Canada but not sure where to start? In this episode of The Wealthy Life Podcast, Sybil Verch sits down with credit card specialist and financial writer Cory Santos to break down everything Canadians need to know before applying for a card.

We cover the essentials — how credit cards work, how to avoid paying interest, and how to pick the right card for your lifestyle. From cashback cards vs travel rewards, to low‑interest cards, to whether you should carry more than one credit card, Cory shares practical, easy-to-apply advice to help you make smarter financial decisions.

You’ll learn:• The difference between debit and credit — and why it matters• How to avoid the 21.99% interest trap• Smart strategies to pay off your card and protect your credit score• How to match your spending habits to the perfect rewards card• Whether Aeroplan, Amex, Visa or Mastercard makes the most sense• Why cashback cards may be the best fit for most Canadians• When to avoid credit card surcharges — and use debit instead• Insider tips on welcome bonuses, lounge access, travel insurance & more

If you want to build credit, earn rewards, eliminate debt, or simply stop leaving free money on the table, this episode is packed with the tools you need to confidently choose the right credit card.