Is the traditional path to college really the best choice for every student? What if college isn’t the best next step? In this episode, Riley Simpson joins Russ and Joey to share how taking a gap year led to clarity, career success, and personal growth.

Riley discusses the growing trend of gap years as a viable alternative to college, offering students the opportunity to explore different careers, build skills, and gain self-awareness without the pressure of choosing a major. He also highlights the anxiety students face when forced to pick a direction too early and offers practical advice on how a gap year can be a purposeful and transformative journey, rather than just a break.

Discover how this alternative education path not only benefits students but also helps them develop the clarity to make better decisions for their futures.

Top three things you will learn:

-Breaking free from college pressure

-Building clarity

-Preparing for the future

About Our Guest:

Riley Simpson has had a fascinating trajectory. He took two gap years before going to college, during which he became a mediator, broke into the film industry, became a real estate broker, started and sold a business (Right Hand Media), and then entered the tech industry.

Riley is currently the Chief of Staff at Learn, the first-ever edtech Venture capital firm that has been an early investor in notable edtech companies, such as Coursera, Udemy, and many more.

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

Connect with Riley Simpson:

-Website - https://wealthwithoutwallstreet.com/gapyear

Book Your Free Passive Income Game Plan Session:

-https://wealthwithoutwallstreet.com/freecall

Want to raise millionaire kids? Watch how Sharran Srivatsaa — former Goldman Sachs banker turned entrepreneur and investor — is building a generational wealth system with his kids, step-by-step. https://go.wealthwithoutwallstreet.com/millionaire-kids

Master Passive Income Podcast:

-https://masterpassiveincome.com/podcast

Turn Active Income Into Passive Income:

-https://wealthwithoutwallstreet.com/pios

Wealth Without Wall Street New Book:

-https://wealthwithoutwallstreet.com/newbook

Join Our Next Inner Circle Live Event:

-https://www.wealthwithoutwallstreet.com/live

-Promo Code: PODCAST

IBC Webinar:

-

Planning to sell your business? You’ve spent years building it—now it’s time to think about the next chapter. In this episode, the financial coaches discuss how to turn the sale of your business into lifelong, tax-free cash flow. They dive into strategies for creating an exit strategy that not only maximizes the value of your business but also shields your sale proceeds from taxes.

They share how using infinite banking and life insurance can provide a tax-free income stream after the sale, and why planning is key to success. Whether you're years away from selling or thinking about an exit soon, this episode is packed with actionable insights to help you plan your exit strategy.

Top three things you will learn:

-Building a successful exit strategy

-Creating a tax-free cash flow

-Maximizing the benefits of infinite banking

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

Master Passive Income Podcast:

-https://masterpassiveincome.com/podcast

Book Your Free Passive Income Game Plan Session:

-https://wealthwithoutwallstreet.com/freecall

Want to raise millionaire kids? Watch how Sharran Srivatsaa — former Goldman Sachs banker turned entrepreneur and investor — is building a generational wealth system with his kids, step by step. https://go.wealthwithoutwallstreet.com/millionaire-kids

Turn Active Income Into Passive Income:

-https://wealthwithoutwallstreet.com/pios

Building Your Warehouse of Wealth by Nelson Nash:

-https://infinitebanking.org/product/building-your-warehouse-of-wealth/

Know Your Investor DNA:

-https://wealthwithoutwallstreet.com/investordna

Create a Six-Figure Side Hustle in Peer-to-Peer Car-Sharing:

-https://wealthwithoutwallstreet.com/cars

Wealth Without Wall Street New Book:

-https://wealthwithoutwallstreet.com/newbook

IBC Webinar:

-https://wealthwithoutwallstreet.com/ibc

Join Our Next Inner Circle Live Event:

-https://www.wealthwithoutwallstreet.com/live

-Promo Code: PODCAST

Find Out How Close You Are to Financial Freedom:

-

What if you could generate $52,000 in passive income in a single month? In this episode, Russ and Joey break down how they made it happen, with roughly $35,000 coming from an unexpected but lucrative source—the land business.

They share how buying raw land, turning it into seller-financed property, and flipping it for profit generated an impressive income stream, and how you can replicate this strategy. Learn how they leveraged note income and structured their cash flow in a way that lets them scale quickly. You'll also discover the significance of understanding your investor DNA to ensure that your strategies align with your financial goals.

Top three things you will learn:

-How to make money with land

-Generating ongoing cash flow

-Understanding your investor DNA

March 2025 Income At-A-Glance:

-Gross Income for March: $74,383.47

-Total Expenses for March: $22,070.17

-Total Net Profit for March: $52,313.30

-Difference b/t February & March: $17,140.82

-% of net profit to overall gross revenue: 70%

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

For Accredited Investors Who Want to Invest With Us:

-Email: info@wealthwithoutwallstreet.com (Reply: Accredited)

Master Passive Income Podcast:

-https://masterpassiveincome.com/podcast

Turn Active Income Into Passive Income:

-https://wealthwithoutwallstreet.com/pios

Learn How to Invest in Real Estate with The Land Geek:

-https://thelandgeek.com/

Book Your Free Passive Income Game Plan Session:

-https://wealthwithoutwallstreet.com/freecall

Want to raise millionaire kids? Watch how Sharran Srivatsaa — former Goldman Sachs banker turned entrepreneur and investor — is building a generational wealth system with his kids, step-by-step. https://go.wealthwithoutwallstreet.com/millionaire-kids

Join the Inner Circle Live Waitlist:

-https://www.wealthwithoutwallstreet.com/live

IBC Webinar:

-https://wealthwithoutwallstreet.com/ibc

Wealth Without Wall Street New Book:

-https://wealthwithoutwallstreet.com/newbook

Access our Free Financial Scorecard:

-https://wealthwithoutwallstreet.com/scorecard

How to Start a Vending Machine Business, Cost, Tips,...

Is self-storage a recession-proof investment? In today's conversation, Russ, Joey, and Jamie dive into why self-storage is not just an under-the-radar investment opportunity but one that thrives during challenging economic times. From recession-proof demand to low operational overhead, this passive income strategy could be the key to diversifying your portfolio and securing long-term returns.

The discussion touches on how self-storage fits well in today’s market, where people are downsizing, decluttering, and relocating to new areas. Learn how risk management plays a role in this strategy and why understanding your Investor DNA is crucial before diving in.

Top three things you will learn:

-Why self-storage thrives in today's economy

-How to get started with self-storage

-Investor DNA fit

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

Master Passive Income Podcast:

-https://masterpassiveincome.com/podcast

Book Your Free Passive Income Game Plan Session:

-https://wealthwithoutwallstreet.com/freecall

Turn Active Income Into Passive Income:

-https://wealthwithoutwallstreet.com/pios

Know Your Investor DNA:

-https://wealthwithoutwallstreet.com/investordna

Create a Six-Figure Side Hustle in Peer-to-Peer Car-Sharing:

-https://wealthwithoutwallstreet.com/cars

Wealth Without Wall Street New Book:

-https://wealthwithoutwallstreet.com/newbook

IBC Webinar:

-https://wealthwithoutwallstreet.com/ibc

Join Our Next Inner Circle Live Event:

-https://www.wealthwithoutwallstreet.com/live

-Promo Code: PODCAST

Find Out How Close You Are to Financial Freedom:

-https://wealthwithoutwallstreet.com/quiz

Join the Wealth Without Wall Street Community:

-https://wealthwithoutwallstreet.com/community

Discover Your Path to Financial Freedom:

-https://wealthwithoutwallstreet.com/path

Join the Passive Income MasterMind:

-

What happens when you achieve financial success, but the journey isn’t as fulfilling as you imagined? In this episode, JP Newman joins Russ and Joey to share his transformation from hustling to financial success, only to discover that wealth-building is about much more than just accumulating money.

JP opens up about his struggle with finding purpose after reaching financial milestones and how financial literacy and a shift in mindset became his game changers. He explains the importance of creating a community impact through business, the lessons learned from his personal and professional setbacks, and how entrepreneurship can be a tool for giving back.

Tune in for insights on wealth and personal growth.

Top three things you will learn:

-Building wealth with purpose

-How mindset influences financial success

-Creating lasting impact

About Our Guest:

JP Newman is the founder and CEO of Thrive FP, a top-tier lender and investors’ real estate investment firm specializing in the multi-family sector with over 15,000 apartment units owned.

With over $1.5+ billion in total transactions value since 2011, JP has driven a level of success far above his competitors as he leads his company. His commitment to enriching lives continues to evolve with a solid business model that outperforms his competitors through higher resident retention.

JP’s vision is driven by his unwavering commitment to using the best practices of putting people first, coupled with a core value of respect for all stakeholders–investors, residents, and employees.

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

Connect with JP Newman:

-Website - https://thrivefp.com/

-Investing on Purpose Podcast - https://youtube.com/channel/UCE-RwBRU99XI_K5N1TaQXsQ

Book Your Free Passive Income Game Plan Session:

-https://wealthwithoutwallstreet.com/freecall

The Self Storage Investing Podcast:

-https://selfstorageinvesting.com/our-podcasts/

Turn Active Income Into Passive Income:

-https://wealthwithoutwallstreet.com/pios

Wealth Without Wall Street New Book:

-https://wealthwithoutwallstreet.com/newbook

Join Our Next Inner Circle Live Event:

-https://www.wealthwithoutwallstreet.com/live

-Promo Code: PODCAST

IBC Webinar:

-https://wealthwithoutwallstreet.com/ibc

Are you confused by direct vs. non-direct recognition in life insurance policies? In today's conversation, Russ, Joey, and the financial coaches break down this critical distinction in infinite banking and what it means for your passive income strategy.

They explore how these recognition types affect your life insurance policy’s dividends when you take a loan and why understanding the difference is key to maximizing your wealth-building potential. While it may seem like a small detail, the recognition type can influence your financial freedom journey, especially when interest rates and market conditions shift.

Top three things you will learn:

-The difference between direct and non-direct recognition policies

-How these policies play a role in building passive income

-How market conditions and personal goals affect your policy choice

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

The Self Storage Investing Podcast:

-https://selfstorageinvesting.com/our-podcasts/

Book Your Free Passive Income Game Plan Session:

-https://wealthwithoutwallstreet.com/freecall

Turn Active Income Into Passive Income:

-https://wealthwithoutwallstreet.com/pios

Know Your Investor DNA:

-https://wealthwithoutwallstreet.com/investordna

Create a Six-Figure Side Hustle in Peer-to-Peer Car-Sharing:

-https://wealthwithoutwallstreet.com/cars

Wealth Without Wall Street New Book:

-https://wealthwithoutwallstreet.com/newbook

IBC Webinar:

-https://wealthwithoutwallstreet.com/ibc

Join Our Next Inner Circle Live Event:

-https://www.wealthwithoutwallstreet.com/live

-Promo Code: PODCAST

Find Out How Close You Are to Financial Freedom:

-https://wealthwithoutwallstreet.com/quiz

Join the Wealth Without Wall Street Community:

-https://wealthwithoutwallstreet.com/community

Discover Your Path to Financial Freedom:

-https://wealthwithoutwallstreet.com/path

Join the Passive Income MasterMind:

Is your business ready to scale, but your hiring process isn't? In this episode, Steve Graves joins Russ and Joey to share valuable insights on what makes entrepreneurs successful at scaling their businesses.

Steve discusses the three types of entrepreneurs and how their strengths and weaknesses shape their businesses. He explains how to recognize when your business needs a complementary partner and how to effectively hire for the right skill sets to move beyond the founder stage.

Top three things you will learn:

-Recognizing entrepreneur types

-Hiring for success

-Managing risk

About Our Guest:

Steve Graves is a strategist, CEO advisor, and author. Steve works with remarkable executives who are leading large global organizations and young, hungry entrepreneurs who are just starting out. He has authored twenty books and worked with thousands of leaders, weaving themes of strategy, leadership, and faith to help people flourish in life and business.

Additionally, he co-owns a half-dozen companies ranging from next-gen travel to food and CPG ventures. When Steve is not steering notable leaders or creating content and frameworks, you might find him back-casting in northwest Arkansas's cold, clear rivers.

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

Connect with Steve Graves:

-Website - https://wealthwithoutwallstreet.com/cornerstone

Book Your Free Passive Income Game Plan Session:

-https://wealthwithoutwallstreet.com/freecall

The Self Storage Investing Podcast:

-https://selfstorageinvesting.com/our-podcasts/

Turn Active Income Into Passive Income:

-https://wealthwithoutwallstreet.com/pios

Wealth Without Wall Street New Book:

-https://wealthwithoutwallstreet.com/newbook

Join Our Next Inner Circle Live Event:

-https://www.wealthwithoutwallstreet.com/live

-Promo Code: PODCAST

IBC Webinar:

-https://wealthwithoutwallstreet.com/ibc

Apply to Join the Passive Income Mastermind:

-https://wealthwithoutwallstreet.com/wwws-passive-income-mastermind

Join the Community:

-

Can you earn passive income while you sleep by investing in notes? In today's conversation, the financial coaches dive deep into note investing, explaining how it can become a consistent passive income stream for detail-oriented people.

Learn how to buy notes with collateral and create an income stream similar to private lending but with even more control. They also discuss the challenges of note investing, like due diligence and understanding different types of notes, and how these steps help reduce risk.

Whether you're looking for steady, predictable returns or want to know if note investing fits your Investor DNA, this episode will guide you through the process.

Top three things you will learn:

-How note investing works

-The role of due diligence

-Investor DNA fit

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

The Self Storage Investing Podcast:

-https://selfstorageinvesting.com/our-podcasts/

Book Your Free Passive Income Game Plan Session:

-https://wealthwithoutwallstreet.com/freecall

Turn Active Income Into Passive Income:

-https://wealthwithoutwallstreet.com/pios

Know Your Investor DNA:

-https://wealthwithoutwallstreet.com/investordna

Create a Six-Figure Side Hustle in Peer-to-Peer Car-Sharing:

-https://wealthwithoutwallstreet.com/cars

Wealth Without Wall Street New Book:

-https://wealthwithoutwallstreet.com/newbook

IBC Webinar:

-https://wealthwithoutwallstreet.com/ibc

Join Our Next Inner Circle Live Event:

-https://www.wealthwithoutwallstreet.com/live

-Promo Code: PODCAST

Find Out How Close You Are to Financial Freedom:

-https://wealthwithoutwallstreet.com/quiz

Join the Wealth Without Wall Street Community:

-https://wealthwithoutwallstreet.com/community

Discover Your Path to Financial Freedom:

-https://wealthwithoutwallstreet.com/path

Join the Passive Income MasterMind:

-