If you have questions, suggestions, thoughts, or concerns please send us a text!

Broke Pastor, Broke People: When Church Leadership Doesn't Model Financial Wisdom, The Congregation Stays Stuck

Why do so many pastors preach prosperity but live in financial bondage? And what does that mean for the people sitting in the pews every Sunday?

In this hard-hitting episode of the Wealth Explosion Podcast, Pastor T. Ray Greer tackles one of the most uncomfortable truths in the faith community: when church leaders don't understand wealth-building, their congregations stay trapped in generational poverty.

Drawing from his unique experience as both a pastor and financial professional, T. Ray exposes the painful cycle that keeps church folks broke. He reveals how financial illiteracy in the pulpit creates financial illiteracy in the pews, and why the absence of wealth-building education in our churches has devastating long-term consequences for families and communities.

This isn't about condemning pastors—it's about empowering them. T. Ray breaks down:

• Why theological training alone doesn't prepare pastors for financial leadership
• The difference between prosperity preaching and practical wealth-building
• How financially struggling pastors unintentionally model scarcity to their congregations
• Why church members deserve leaders who understand money, investments, and generational wealth
• The transformation that happens when pastors become financially educated and lead by example

Whether you're a pastor ready to break the cycle, a church member seeking answers, or someone tired of watching another generation stay stuck, this episode will challenge everything you thought you knew about faith and finance.

FOR PASTORS & CHURCH LEADERS:

Ready to transform your church's relationship with wealth? The Faith, Finance & Community Power Blueprint is specifically designed for pastors who want to model financial wisdom and lead their congregations to generational wealth. Learn how to integrate biblical principles with practical financial education that empowers your entire community.

Get the Blueprint: https://faithfinancecommunity.org/

FOR INDIVIDUALS READY TO INVEST:

Stop watching from the sidelines. The Wealth Explosion Academy is designed specifically for beginners who are ready to learn how to invest in the stock market—no prior experience required. This isn't Wall Street jargon or get-rich-quick schemes. It's practical, step-by-step training that breaks down stock market investing in a way that makes sense for everyday people.

For just $30, you'll gain access to the same wealth-building strategies that have been kept from our communities for too long. Learn how to build real wealth, create passive income, and leave a legacy for your children.

Enroll now: https://wealthexplosion.podia.com/wealth-explosion-stock-market-trading-academy

Because wealthy pastors build wealthy people, and it's time for the church to model what financial freedom actually looks like.

Visit WealthExplosion.org for more resources, and follow T. Ray Greer on TikTok @raygreer1911 for daily financial wisdom.

Support the show

If this episode blessed you, share it with someone who needs to hear it. Leave a review and subscribe to the Wealth Explosion Podcast so you never miss a moment of money wisdom with a mission.

🎧 For more resources, visit www.wealthexplosion.org

If you have questions, suggestions, thoughts, or concerns please send us a text!

Imagine having a financial advisor who works 24/7, spots every money-making opportunity, and charges no fees. It sounds impossible, but the technology exists right now—yet less than 2% of people are using it.

In this episode of The Wealth Explosion Podcast, we dive deep into the revolutionary T. Ray platform and the expertise of Ray Greer to uncover how Artificial Intelligence is reshaping the landscape of personal finance. We move beyond the hype to discuss practical, actionable strategies that turn AI from a confusing buzzword into your ultimate wealth-building partner.

From automating your savings to launching new income streams, we break down the exact blueprints you need to stop missing out and start compounding your success.

In this episode, you will discover:

• The "AI Money Map": The specific prompt that acts as a financial GPS to clarify your current standing and fastest route to your goals.
• The Automation Blueprint: A 3-step system to auto-save, auto-pay, and crucially—auto-limit spending to curb behavioral mistakes.
• Skill-to-Cash Offers: How to use AI to identify profitable side-hustles based on your unique skills and launch them for under $100.
• Investment Guardrails: Why AI should be your risk manager, not your fortune teller, and the prompts that protect you from emotional trading.
• Scam Protection: Essential rules to safeguard your data and assets in an era of rising AI-related financial fraud.

Resources Mentioned:

• Access the free tools, money templates, and guides at: wealthexplosion.org

Tune in to learn why knowledge without action is just entertainment—and how to start your wealth explosion today!

Support the show

If this episode blessed you, share it with someone who needs to hear it. Leave a review and subscribe to the Wealth Explosion Podcast so you never miss a moment of money wisdom with a mission.

🎧 For more resources, visit www.wealthexplosion.org

If you have questions, suggestions, thoughts, or concerns please send us a text!

Borrow From Yourself, Not the Bank — IUL 101

Most people are trained to chase a loan before they build a plan. This episode flips the script. We unpack how a properly structured Indexed Universal Life (IUL) policy can become your personal capital reservoir—so you can fund opportunities, handle emergencies, and keep momentum without begging a bank for permission.

Two guest hosts walk through the mechanics in plain English: how cash value grows, what “zero is the hero” really means, and how policy loans work behind the scenes. We get practical about design (funding, costs, guardrails) and confront the big questions: IUL vs. 401(k), IUL vs. 529, and when an IUL is the right tool (and when it’s not). Strong opinions, no hype—just strategy, math, and control.

In this episode, you’ll learn:

• What an IUL is—and how it can grow cash value with downside protection
• The real meaning of “borrow against” your policy (not from it) and why that matters
• How “zero is the hero” works during market volatility
• The difference between participating loans and fixed loans (pros/cons)
• IUL vs. 401(k): liquidity, taxes, sequence-of-returns risk, and control
• IUL vs. 529: flexibility, ownership, financial-aid impact, and multi-purpose use
• Smart policy design basics: funding levels, costs, riders, and timelines
• Common mistakes to avoid (underfunding, over-loaning, chasing illustrations)

Who this is for:
Entrepreneurs, high-initiative professionals, and families who want liquidity, protection, and the ability to say yes to opportunities on their own timeline.

Why it matters:
Wealth isn’t just rate of return—it’s control. An IUL, designed correctly, can be an “envelope that earns,” letting you access capital while your cash value keeps working.

Resources & Next Steps:

• Go to www.WealthExplosion.org
• Book a strategy call to see if an IUL fits your situation and goals.
• Share this episode with someone who keeps hitting bank roadblocks.
• Purchase the book, Become Your Own Bank by T. Ray Greer, Jr.

Disclaimer:
This episode is educational and not individual advice. IUL suitability depends on your goals, health, time horizon, and funding capacity. Consult a licensed professional before implementing any strategy.

Ready to stop asking for permission and start financing your future on your terms? Press play.

Support the show

If this episode blessed you, share it with someone who needs to hear it. Leave a review and subscribe to the Wealth Explosion Podcast so you never miss a moment of money wisdom with a mission.

🎧 For more resources, visit www.wealthexplosion.org