Being audited by the CRA can feel stressful, especially with audit activity on the rise. In this episode I walk through what a CRA audit actually looks like and what to do if you or your client receives an audit request, including:
[2:00] How audits are triggered (including the difference between a full audit and a limited review)
[3:00] Limitation periods, and the basics of what to look for in an introduction letter
[5:10] what the CRA is entitled to ask for, and how to respond in a way that’s organized and strategic.
[6:55] Common concerns about electronic records
[11:35] Solicitor‑client privilege
[16:05] Deadlines, and how audits typically come to an end.

This episode is for business owners, advisors, and anyone who wants to understand the audit process without panic.

RESOURCES DISCUSSED ON THIS EPISODE:

• Tax Lite
• CRA Info Bulletin on Audits

HERE ARE SOME OTHER WAYS TO CONNECT WITH ME:

• My website!
• Email: thetaxchickpodcast@gmail.com
• @tax.chick (IG)
• LinkedIn
• Be a "Tax Chick VIP"

Season 7 of The Tax Chick Podcast is here!

I started this podcast back in 2020 to help people understand the Canadian tax system in plain language. Six years later, I’m still here, still doing my own editing and producing, and still showing up because this podcast has a purpose.

In this short kickoff episode, I share why I make this podcast, what I discovered about my role in the tax community, and how that is shaping Season 7. This season is focused on practical tax education, real conversations with people working in tax, and continuing to make tax feel more human, accessible, and less overwhelming.

Whether you’re an advisor, a business owner, a student, or someone who’s ever thought “I just wish someone would explain this properly,” this podcast is for you.

Thanks so much for being here!

RESOURCES DISCUSSED ON THIS EPISODE:

• Here are some examples of people you should follow on LinkedIn to get up to date tax news:
  • Joseph Devaney
  • Caitlin Butler
  • Hugh Neilson
  • Kenneth Keung
  • Adam Friedlan
  • Ryan Minor
  • John Oakey
  • Alex Klyguine

HERE ARE SOME OTHER WAYS TO CONNECT WITH ME:

• My website!
• Email: thetaxchickpodcast@gmail.com
• @tax.chick (IG)
• LinkedIn
• Be a "Tax Chick VIP"

This is Part 2 of a two-part conversation with François Boileau, Canada’s Taxpayer Ombudsperson. In this episode, we continue our candid discussion about fairness in tax administration, CRA service delays, systemic challenges, and what meaningful change could look like for taxpayers and practitioners alike.

Together, we explore the realities facing taxpayers today, the pressures on the Ombudsperson’s office, and why this moment may be ripe for a broader national conversation about Canada’s tax system.

In this episode, we discuss:

• [2:00] CRA standards of service and realistic timelines (what taxpayers can actually expect)
• [6:40] Complaint statistics and emerging trends seen by the Ombudsperson’s office
• [11:00] The Taxpayer Bill of Rights: what it is, what it isn’t, and how it’s used in practice
• [15:35] What keeps the Taxpayer Ombudsman up at night and the biggest challenges ahead
• [19:00] What gives reason for hope, including whether it’s time for a national discussion on taxation
• [23:00] Practical takeaways and advice for tax practitioners navigating today’s system

This episode is especially valuable for tax professionals, advisors, and anyone interested in how fairness, access, and accountability intersect within Canada’s tax system.

RESOURCES DISCUSSED ON THIS EPISODE:

• Taxpayer Bill of Rights
• Learn about Taxes (Resource) - if you are an educator looking for lesson plans, or educational support on the tax system, this website is an excellent resource!

MORE ABOUT OUR SPECIAL GUEST:

• Meet the Ombudsperson!

HERE ARE SOME OTHER WAYS TO CONNECT WITH ME:

• My website!
• Email: thetaxchickpodcast@gmail.com
• @tax.chick (IG)
• LinkedIn
• Be a "Tax Chick VIP"

What happens when the tax system doesn’t work the way it should? Who advocates for taxpayers when service breaks down?

In this special two-part episode, I sit down with François Boileau, the Taxpayers' Ombudsperson for Canada, for a candid and wide-ranging conversation about fairness, service delays, vulnerable populations, and the future of tax administration in Canada.

Described by Mr. Boileau as one of the federal government’s “best-kept secrets,” the Office of the Taxpayers’ Ombudsperson plays a critical role in reviewing unresolved service complaints involving the Canada Revenue Agency. But its mandate goes far beyond complaints alone.

Mr. Boileau explains how his office operates independently from the CRA, when and how taxpayers should bring forward complaints, and why fairness, equity, and access to benefits are at the heart of his work. The conversation also explores systemic issues within Canada’s tax system, including long processing delays, call-centre challenges, and barriers faced by vulnerable and non-filing populations.

In Part I of this episode we cover:
- [4:45] The Role of the Taxpayers' Ombudsperson
- [10:00] Mr. Boileau's career history and what drew him to this role
- [14:00] The two roles of CRA
- [19:45] A discussion of the 3 step complaints process

This episode is an essential listen for taxpayers, tax professionals, and anyone interested in how public institutions can (and should) serve Canadians better.

RESOURCES DISCUSSED ON THIS EPISODE:

• Office of the Taxpayers' Ombudsperson
• Reports and Publications of the Taxpayers' Ombudsperson
• Taxpayer Bill of Rights
• RC193 Service Feedback
• Community Volunteer Income Tax Program

MORE ABOUT OUR SPECIAL GUEST:

• Meet the Ombudsperson!

HERE ARE SOME OTHER WAYS TO CONNECT WITH ME:

• My website!
• Email: thetaxchickpodcast@gmail.com
• @tax.chick (IG)
• LinkedIn
• Be a "Tax Chick VIP"

Fall 2025 has been a busy season for tax developments!

In the FINAL EPISODE of Season 6 of The Tax Chick Podcast, I share my thoughts on:
- The latest Auditor General's Report on CRA call times and accuracy
- The new CRA - Voluntary Disclosure Program
- The 2025 federal budget

While the podcast will be taking a short break, The Tax Chick Podcast will return with brand new episodes in 2026!

HERE ARE SOME OTHER WAYS TO CONNECT WITH ME:

• My website!
• Email: thetaxchickpodcast@gmail.com
• @tax.chick (IG)
• LinkedIn
• Be a "Tax Chick VIP"

In this episode, I am joined by Financial Planner, Aravind, for a deep dive into one of the most common (and misunderstood) questions for incorporated business owners: Should I pay myself a salary or a dividend?

We unpack the myths, explore the tax mechanics, and walk through real-life planning considerations that go far beyond the coffee shop advice of “dividends are better.” Spoiler alert: the answer is almost always “it depends"!

Our conversation included:

• The concept of tax integration and why it matters
• Why CPP is not the villain it is sometimes made out to be
• How your business lifecycle affects compensation strategy
• What notional accounts are and why you should care
• The impact of salary on disability insurance, mortgage applications, and more
• Why dividends can be a powerful tool especially when cleaning up corporate tax accounts
• The importance of annual planning with your accountant and financial planner

CONNECT WITH MY GUEST:

• Twitter: @aravindsitham
• Linkedin: Aravind Sithamparapillai - https://www.linkedin.com/in/sithamparapillai/
• Instagram: @Aravind_sithamparapillai

HERE ARE SOME OTHER WAYS TO CONNECT WITH ME:

• My website!
• Email: thetaxchickpodcast@gmail.com
• @tax.chick (IG)
• LinkedIn
• Be a "Tax Chick VIP"

In this episode of The Tax Chick Podcast, I am joined by my friend and fellow professional, Michelle D. Coleman, to dig into a topic that every executor needs to understand: the tax implications that arise after someone passes away.

Michelle shares her expertise on the common questions and pitfalls that executors face when navigating taxes on death. Together, we walk through the fundamentals of estate administration, tax filings, and why early planning and communication are so important.

We cover:

• The different tax returns that may need to be filed (terminal T1 return, estate T3 return, and more).
• How the deemed disposition of assets works in Canada — and what it means for executors.
• Why personal property (antiques, jewelry, collections, etc.) can create unexpected tax issues.
• The importance of holdbacks, communication with beneficiaries, and managing expectations.
• Special considerations for non-resident beneficiaries and why CRA clearances matter.
• The often-overlooked rules around executor compensation and tax reporting.
• Building a collaborative team of advisors (lawyer, accountant, investment professional) to help executors succeed.

If you have ever wondered what happens from a tax perspective after someone dies, or if you have been named an executor and feel unsure where to begin, this episode will give you a clear roadmap of what to expect and why it is so important to get the right advice early on.

MORE ABOUT OUR SPECIAL GUEST:

• Michelle Coleman

HERE ARE SOME OTHER WAYS TO CONNECT WITH ME:

• My website!
• Email: thetaxchickpodcast@gmail.com
• @tax.chick (IG)
• LinkedIn
• Be a "Tax Chick VIP"

If you have been listening to my podcast for a while, you will know how much I value my involvement with STEP (the Society of Trust and Estate Practitioners). It is not just about the TEP designation. What I love most are the connections, the learning, and the high-quality professional development that STEP provides. Honestly, it is some of the best CPD I get all year!

So, I am taking a quick detour from regular podcast programming to share with you the exciting lineup of events we have planned for our STEP Saskatchewan Branch!

Attendance at STEP events is open to non-members and members. We are excited to launch the 2025-2026 Season for STEP Saskatchewan, and in this episode, I walk you through what is coming up this year! All sessions are available in person or on demand - and the topics for this season have broad applicability outside of just Saskatchewan practitioners. Here is the scoop:

• September 15, 2025 - We are kicking off the season with a BIG celebration (STEP Saskatchewan is the first Chapter in Canada to achieve full branch status!)
• October 8, 2025 – Tax Update: Top Estate and Trust Issues (with special guest, Kenneth Keung, CPA, CA, CPA (CO, USA), CFP, MTAX, LLB, TEP, Vancouver: Doane Grant Thornton LLP)
• November 5, 2025 – Death of a Property Owner - Planning with Interests in Real Estate (with special guests, Tannis Dawson CPA, CA, CFP, RRC, FEA, TEP, Winnipeg: TD Wealth and Krista Evanisky, JD, TEP, Saskatoon: Clarity Law)
• April 8, 2026 – A Practitioner's Guide to the Trust Life Cycle: Tax and Best Practices (with special guest, Troy McEachren, BCL, LLB, TEP, Montreal: Miller Thomson LLP)
• May 6, 2026 – US Cross Border Properties and Estates (with special guest, Mariska Loeppky, CPA, CA, CFP, TEP, Winnipeg: IG Private Wealth Management)

RESOURCES DISCUSSED ON THIS EPISODE:

• www.step.ca
• STEP Saskatchewan Registration
• Our fabulous speakers:
  • Kenneth Keung
  • Tannis Dawson
  • Krista Evanisky
  • Troy McEachern
  • Mariska Loeppky

HERE ARE SOME OTHER WAYS TO CONNECT WITH ME:

• My website!
• Email: thetaxchickpodcast@gmail.com
• @tax.chick (IG)
• LinkedIn
• Be a "Tax Chick VIP"