The Smart Way to Protect Your Spouse’s Income in Retirement

In episode 89 of the Atlas Annuity Podcast, Marty Becker takes a deep dive into one of the biggest overlooked risks in retirement—financial fragility after the loss of a spouse.

Drawing from research by the Center for Retirement Research at Boston College, Marty explains why future retirees may face tougher challenges maintaining their lifestyle after a financial shock, like medical expenses or the loss of a Social Security check. He breaks down how the shift from traditional pensions to 401(k)s has made income less dependable, and why the “4% rule” often falls short in today’s environment.

To address this growing problem, Marty introduces a simple but powerful strategy using the American Equity Income Shield Bonus Annuity—a plan designed to replace lost income when a spouse passes away, with guarantees that grow every year for up to 20 years. He walks through how it works, why it’s flexible, and how it can ensure a surviving spouse never runs out of income.

If you want to protect your spouse’s income, preserve your legacy, and create certainty in an uncertain world, this episode will show you how to plan ahead with confidence.

Learn more or schedule a call at AtlasAnnuity.com.