"We've had a change in posture with interest rates, 2 presidential debates, 3 candidates, and 2 assination attempts since the last time we talked! " -Chip Munn, Senior Wealth Advisor, RJFS

"You know, the old saying 'more money is lost preparing for the recession than the recession itself.' Sometimes not making a change is actually making a change. Let's wait to see how things play out, because a lot of times it's not what we think it's going to be." -John Chidwick, Senior Wealth Advisor, RJFS

Disclaimer: Opinions expressed in the attached article are those of the author and are not necessarily those of Raymond James. All opinions are as of this date and are subject to change without notice.

The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation.

The information contained in this video does not purport to be a complete description of the securities, markets, or developments referred to in this material.

Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.

Keep in mind that individuals cannot invest directly in any index, and index performance does not include transaction costs or other fees, which will affect actual investment performance. Individual investor's results will vary.

Investments mentioned may not be suitable for all investors. The material is general in nature. Past performance may not be indicative of future results.

"We must go back to January when we forecasted the year…. I was optimistic about the upcoming year but didn’t think it would be as good as it has been. The S&P year to date is up 15%…." -John Chidwick, Senior Wealth Advisor, RJFS

Disclaimer: Opinions expressed in the attached article are those of the author and are not necessarily those of Raymond James. All opinions are as of this date and are subject to change without notice.

The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation.

The information contained in this video does not purport to be a complete description of the securities, markets, or developments referred to in this material.

Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.

Keep in mind that individuals cannot invest directly in any index, and index performance does not include transaction costs or other fees, which will affect actual investment performance. Individual investor's results will vary.

Investments mentioned may not be suitable for all investors. The material is general in nature. Past performance may not be indicative of future results.

"March was the 5th straight month that the S&P 500 rallied 1% or more in a calendar month... The market has been off to a good start this year after a bounce back at the end of last year." -John Chidwick, Senior Wealth Advisor, RJFS

Disclaimer: Any opinions are those of John Chidwick, Chuck Foresyth and Chip Munn and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. The information contained in this podcast does not purport to be a complete description of the securities, markets, or developments referred to in this material. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Past performance may not be indicative of future results. Future investment performance cannot be guaranteed, investment yields will fluctuate with market conditions. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Prior to making an investment decision, please consult with your financial advisor about your individual situation.