The Safety Lie: Fees, Taxes, and the Retirement You Are Sleepwalking Into

Most people think they are "protected" because nothing has gone wrong yet. This week, Logan Marcus and Don Spini dismantle that false sense of security—starting with the missing estate “wall” that leaves families exposed to probate, courts, and chaos. They call out advisors who collect fees without delivering real planning, expose the Roth tax time bomb hiding in plain sight, and explain why selling shares on demand is not an income plan—it is liquidation. This episode is a wake-up call for anyone who thinks comfort equals control.