The Reserve Bank shocked a lot of us last month when it cut the OCR by 50 basis points down to 2.5%.

Analysts have said that the RBNZ was reading the room and giving kiwis a much needed breather after years of high rates.

Early signs are showing it's starting to have an effect - with the GDP estimate for the September quarter pointing to 0.6% growth and many banks forecasting an optimistic remainder of the year.

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The podcasts in the SME Stream contain general information only, not financial or professional advice. Any opinions expressed in the podcasts are not necessarily shared by BNZ, or its related entities. BNZ is not liable for any losses resulting from the content of the podcasts.

See omnystudio.com/listener for privacy information.

There's a lot of uncertainty around the property market at the moment.

In the past decade alone, we've seen the introduction of the brightline test, the relaxing of the brightline test, countless policies making life harder for investors and landlords, and now the looming question of capital gains tax.

But how much does the government actually influence whether we buy and sell, and at what price?

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The podcasts in the SME Stream contain general information only, not financial or professional advice. Any opinions expressed in the podcasts are not necessarily shared by BNZ, or its related entities. BNZ is not liable for any losses resulting from the content of the podcasts.

See omnystudio.com/listener for privacy information.

AI stocks have exploded, with Nvidia soaring past a $5 trillion valuation. But is this growth justified, or are investors repeating the mistakes of the dot-com era?

Mark Lister, investment director at Craigs Investment Partners, joins Nadine to talk about whether AI’s rally is a genuine revolution or a sign of market froth. Together they unpack the risks of over-exposure, the importance of diversification, and why hype doesn’t always equal profit.

The podcasts in the SME Stream contain general information only, not financial or professional advice. Any opinions expressed in the podcasts are not necessarily shared by BNZ, or its related entities. BNZ is not liable for any losses resulting from the content of the podcasts.

See omnystudio.com/listener for privacy information.

In this episode, I break down the exact strategy that took my shapewear brand from a $300-a-week side hustle to $3.5M in the first year. Then how I went on to scale multiple seven and eight-figure product brands.

You’ll learn:

The Accidental Discovery Method - how one impulse purchase led me to a winning product and how you can find yours.
The Social Proof Snowball Strategy - the organic marketing system that took us from 10 orders a week to hundreds a day.
The Celebrity Catalyst Framework - why I once invested $300K into one Instagram post and how to apply this at any budget.
The Scale & Exit Blueprint - how I built a sellable company and exited for a life-changing amount.

If you’re struggling to get traction, or you’re making some sales but not breaking through, this is the roadmap to take your product from side hustle to sell-out.

👉 www.makeithappen.org.nz
📲 Socials: @makeithappen

The podcasts in the SME Stream contain general information only, not financial or professional advice. Any opinions expressed in the podcasts are not necessarily shared by BNZ, or its related entities. BNZ is not liable for any losses resulting from the content of the podcasts.

See omnystudio.com/listener for privacy information.

Chris Luxon says India and New Zealand are continuing to get closer to reaching a free trade agreement.

Trade Minister Todd McClay hosted Commerce Minister Piyush Goyal in Auckland last week for a fifth round of talks on an FTA.

The Prime Minister says it's been good to see Goyal coming here when he's so in-demand around the world.

Luxon told Mike Hosking that McClay will head to India this week for further talks.

He says they're making good progress, with some negotiations, but they're committed to getting the deal done.

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The podcasts in the SME Stream contain general information only, not financial or professional advice. Any opinions expressed in the podcasts are not necessarily shared by BNZ, or its related entities. BNZ is not liable for any losses resulting from the content of the podcasts.

See omnystudio.com/listener for privacy information.

With Christmas on its way, the season of spending is fast approaching.

The allure of credit cards becomes stronger at this time of year as people try to figure out how they can afford everything they need to.

Financial planner Lisa Dudson joined Jack Tame to give some advice on how best to balance credit cards and build good habits.

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The podcasts in the SME Stream contain general information only, not financial or professional advice. Any opinions expressed in the podcasts are not necessarily shared by BNZ, or its related entities. BNZ is not liable for any losses resulting from the content of the podcasts.

See omnystudio.com/listener for privacy information.

Many businesses that limped through the pandemic are now going under.

Insolvency practitioners have been reporting a sharp rise in the number of insolvencies since mid-2022.

Smaller retail, hospitality, construction, transport and manufacturing operators are failing far more now, than they were before the pandemic.

BWA Insolvency Founder Bryan Williams told Mike Hosking that many have burned through assets to survive.

He says almost every file that comes across his desk is a business that has almost no assets remaining, and has been using all its assets to survive.

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The podcasts in the SME Stream contain general information only, not financial or professional advice. Any opinions expressed in the podcasts are not necessarily shared by BNZ, or its related entities. BNZ is not liable for any losses resulting from the content of the podcasts.

See omnystudio.com/listener for privacy information.

As business owners, you know how hard it is keeping up with your business, let alone the news. Join Wilhelmina Shrimpton each week as she gives you a rundown of the biggest stories that could impact on your business, so you can make informed decisions with expert advice.

This week, it’s on the up again, but have we finally hit peak unemployment? A growing number of people are making hardship withdrawals from their KiwiSaver, and more workers are being encouraged to upskill in AI as New Zealand lags behind the rest of the world. Plus, a deep dive into cryptocurrency - the upsides, the risks and is it even real?

The podcasts in the SME Stream contain general information only, not financial or professional advice. Any opinions expressed in the podcasts are not necessarily shared by BNZ, or its related entities. BNZ is not liable for any losses resulting from the content of the podcasts.

See omnystudio.com/listener for privacy information.