This week on The Real Retirees of New Jersey, Peggy & Randy Fisher discuss their recent trip to Puerto Rico and draw parallels between vacation planning and retirement planning. They emphasize the importance of proactive financial planning, especially in light of new tax legislation that affects retirement savers. The conversation covers tax strategies for seniors, the benefits of Roth conversions, and the implications of the new tax bill on Social Security and Medicare.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

This week on The Real Retirees of New Jersey, Randy & Peggy Fisher discuss the importance of retirement planning, investment strategies, and the emotional aspects of investing. They emphasize the need for active management in portfolios and the significance of communication between advisors and clients. The conversation also covers the differences between active and passive investing, highlighting the importance of adapting strategies to market conditions and personal circumstances.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

In this episode of The Real Retirees of New Jersey, Randy & Peggy Fisher discuss the intricacies of retirement planning, focusing on the hidden fees in investments, the value of active management, and the importance of having a solid financial strategy. They emphasize the need for clients to understand the true costs associated with their investments and how to navigate the overwhelming amount of financial information available today.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

In this episode of The Real Retirees of New Jersey, Randy & Peggy Fisher discuss the complexities of retirement planning, emphasizing that there is no one-size-fits-all solution. They address common misconceptions about retirement savings, the impact of market fluctuations, and the importance of understanding individual needs. The conversation also touches on the effects of inflation, the timing of retirement, and the challenges faced by those navigating divorce or loss. The Fishers highlight the significance of comprehensive financial planning and the need for personalized strategies to secure a stable retirement.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

This week, Randy & Peggy Fisher discuss the importance of financial advisors, the misconceptions surrounding their profession, and the critical role trust plays in financial planning. They share a real-life case study of clients Carol and Dave, illustrating the impact of proper financial planning and the dangers of relying solely on outdated rules like the 4% withdrawal rule. The conversation also touches on the potential influence of AI in the financial sector, the hidden fees associated with financial products, and the significance of building personal relationships with clients to ensure their financial well-being.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

In this episode of The Real Retirees of New Jersey, Randy & Peggy Fisher discuss the importance of trust in financial relationships, the concerns retirees have about income, the impact of healthcare costs, and the challenges posed by divorce and death in retirement planning. They emphasize the need for comprehensive strategies to navigate these issues and ensure a secure financial future for retirees.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

This week, Randy & Peggy Fisher discuss essential topics related to retirement planning, investment strategies, and the importance of financial advisors. They emphasize the significance of understanding emotional influences on investing, the differences between active and passive investment strategies, and the role of annuities in providing guaranteed income during retirement. The conversation also touches on the common pitfalls of do-it-yourself investing and the value of professional guidance in navigating financial decisions.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

This week on The Real Retirees of New Jersey, Randy & Peggy Fisher discuss the differences between being rich and being wealthy, emphasizing the importance of long-term financial security over temporary wealth. They explore the concept of portfolio management, highlighting the need for an 'X-ray portfolio' to identify chaos and inefficiencies, such as hidden fees and overlapping investments. The conversation underscores the significance of understanding one's financial situation and the potential pitfalls of relying solely on advisors without being informed about one's own portfolio.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.