The Real Reason You’re Not Building Wealth — And How to Fix It Fast

Episode Title: The Real Reason You’re Not Building Wealth — And How to Fix It Fast

Programme description:

Forget everything you were taught about money. In this episode of The Bungalow, we tear down the biggest money myth still holding people back: that saving alone will make you wealthy.

Nicky and Kim break down why the old rules no longer work — and how inflation, low interest rates, and outdated generational advice are quietly melting your money away. Through simple metaphors (ice cream in the sun, cash in the fridge) and clear explanations, they reveal the truth: wealth isn’t built by saving… it’s built by owning assets.

Inside the episode:

• Why saving feels safe but is actually losing you money
• The three-bucket wealth system: income, savings, assets
• How inflation erodes your savings (and why banks love that you don’t notice)
• Property, stocks, shares & leverage — explained simply
• The psychology of fear, risk, and why most people never invest
• Real-world examples (like the £4.20 iced latte that costs £188k over a lifetime)
• How to develop an investor mindset even if you’re starting from zero

This is the episode that will change how you think about money forever — and finally show you the moves that actually build long-term wealth.