The Real Cost of Raising Kids (and Why It’s Worth It)

In this episode of Facing the Dark, Wayne Stender and Dr. Kathy Koch tackle a question many parents quietly wrestle with: Can we really afford to raise kids in today’s world? Drawing from both research and real-life experience, they unpack the financial realities of family life and explore what it means to trust God’s calling over cultural caution.

Dr. Kathy emphasizes that parenting isn’t just a financial decision, it’s a spiritual one. She encourages parents to seek the Lord’s guidance when considering children, to embrace sacrifice with joy, and to celebrate kids as image bearers, not economic burdens. Together, Wayne and Dr. Kathy connect these themes to the book of Haggai, reminding listeners that delaying obedience for financial security often leads to spiritual emptiness. Parenting, they say, is sacred temple work—raising the next generation to reflect God’s glory in the world.