What if you discovered that 80% of your financial success has nothing to do with math? That the real reason you're stuck isn't the spreadsheet—it's the stories you inherited about money without your permission?Christine Luken, the Financial Dignity® Coach and author of "Money is Emotional: Prevent Your Heart From Hijacking Your Wallet," joins Dr. Joaquin Wallace to share her journey from financial rock bottom with a negative credit score and every card in collections to becoming a Kentucky Colonel honored for 18 years of financial literacy education. Despite having an accounting degree and working in banking, Christine learned the hard way that knowing how money works mechanically is completely different from understanding how it works emotionally."Each person is wired differently on how they think about money based on their past. We have to understand that past first in order to move forward," Christine explains. Traditional financial advice hands you a checklist and expects you to follow it. But Christine reveals why that approach fails smart, high-earning people: it ignores the emotional 80% that actually drives your financial decisions.In this conversation, Dr. Wallace and Christine explore the financial genetic code we all inherit, the difference between guilt and shame in money decisions, and why healing your relationship with money must happen before any financial plan will stick. Christine shares real client stories of couples making multiple six figures whose marriages are strained by money—not because they need to earn more, but because they've never examined their emotional triggers or power dynamics around finances.What you'll learn:Why understanding your financial past is the prerequisite to changing your financial futureThe critical difference between financial guilt (motivating) and financial shame (paralyzing)How to identify hidden emotional triggers before they sabotage your next financial decisionWhy traditional financial advice continues to fail smart people by ignoring the emotional 80%The power dynamics in couples' money relationships and how to navigate them safelyHow to break the cycle of money shame and move toward Financial Dignity®Teaching the next generation financial dignity instead of financial traumaWhy credit cards aren't evil (and other financial myths worth debunking)The Personalized Prosperity Plan approach for high-income earners stuck in stress cyclesHow to know when you need financial healing before financial planningChristine Luken's Resources:Book: "Money is Emotional: Prevent Your Heart From Hijacking Your Wallet" - https://www.amazon.com/Money-Emotional-Prevent-Hijacking-Wallet/dp/0998591203/Website: https://www.christineluken.com/Linktree: https://linktr.ee/financialdignitycoachLinkedIn: https://www.linkedin.com/in/financialdignitycoach/Instagram: https://www.instagram.com/christineluken/ and https://www.instagram.com/financialdignitycoach/Facebook: https://www.facebook.com/christine.luken/Subscribe to The New Wealth Wave Podcast and be part of the community breaking generational financial patterns through shame-free conversations about money.Grab a copy of Dr. Wallace's bestselling book "Generational Wealth Begins with Generational Knowledge" which offers a blueprint for understanding your financial genetic code and building wealth that lasts. Available now: https://amzn.to/4lsZfw8To learn more about Dr. Joaquin Wallace and the Generational Wealth Model, visit: https://www.drjwallace.comFollow us on social media at:Instagram: https://www.instagram.com/dr.joaquinwallaceX/Twitter: https://twitter.com/_JoaquinmediaYouTube: https://youtube.com/@TheNewWealthWavePodcast LinkedIn: https://www.linkedin.com/in/dr-joaquin-wallace-91819514

Generational Wealth Begins With Generational Knowledge®#1 Bestselling Author Dr. Joaquin WallaceAvailable now: https://amzn.to/4lsZfw8Throughout our lives, we've been told that money talks. But for many of us, it speaks a language we were never taught to understand.Why do 70% of wealthy families lose their fortune by the second generation, and 90% by the third? The answer lies not in failed investment strategies but in what Dr. Joaquin E. Wallace calls our "Financial Genetic Code," encompassing our Inherited Financial Narratives, Encoded Financial Behaviors, and traumas that quietly shape how we relate to money.In Generational Wealth Begins with Generational Knowledge®: The Seven Stages of Financial Empowerment and a Legacy of Prosperity, Dr. Wallace presents his groundbreaking Seven-Stage Generational Wealth Model©. This comprehensive framework addresses both the psychological and practical elements of building lasting wealth.Grab a copy of Dr. Wallace's bestselling book "Generational Wealth Begins with Generational Knowledge" which offers a blueprint for understanding your financial genetic code and building wealth that lasts. Available now: https://amzn.to/4lsZfw8Learn more about Dr. Joaquin Wallace: https://www.drjwallace.comFollow us on social media at:Instagram: https://www.instagram.com/dr.joaquinwallaceX/Twitter: https://twitter.com/_JoaquinmediaYouTube: https://youtube.com/@TheNewWealthWavePodcast LinkedIn: https://www.linkedin.com/in/dr-joaquin-wallace-91819514

A heartfelt thank you to our esteemed guests from Q4 of 2025 for The New Wealth Wave Podcast. Your discussions were not only challenging but also instrumental in driving change and making a significant impact on our audience. Let's revisit each guest's most viewed highlights. These moments have enriched our conversations and inspired actions toward creating generational wealth beyond mere financial literacy. Your Financial Past Isn't Your Financial Future with James Alexander, CFPhttps://youtu.be/jN6mwExpOZ0Getting Out of Your Own Way Financially with Dr. Gary Clementhttps://youtu.be/SDn2h1SoBZAClosing the Wealth Gap: Breaking Poverty Mindset with Tyrone Frenchhttps://youtu.be/WAk2EAar76ESubscribe to The New Wealth Wave Podcast and grab a copy of Dr. Wallace's bestseller, "Generational Wealth Begins with Generational Knowledge," on Amazon: https://amzn.to/4lsZfw8____________________To learn more about Dr. Joaquin Wallace and the Generational Wealth Model, visit: https://www.drjwallace.com