In this episode recorded on 27.05.2025 and hosted by Terryanne Chebet, we are joined by AAR Insurance’s Group Head of Distribution, James Kamau, and Wylde International’s Director of Strategy, Kiriinya Kithinji, as we explore how insurance providers can better meet the needs of Kenyan SMEs.

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Show Notes

00:00:00 Introduction

00:03:53 SME Insurance in Kenya

00:10:05 The Need for Deeper Education and Awareness

00:13:16 Mindset of Today's Entrepreneur in Preparing for Risk

00:18:31 Delivering Sustainable Insurance Solutions to MSMEs

00:22:58 Financial Literacy and Capacity Building to Strengthen SME Resilience

00:25:49 Reframing Insurance as a Growth Enabler

00:34:18 Leveraging Digital Innovation

00:37:19 Global Best Practices in Building Trust and SME Insurance Uptake

00:39:49 Future of SME Insurance

In this episode recorded on 08.04.2025 and hosted by Joe Mwaniki, we are joined by Senior Tax Manager at Deloitte & Touche, Anne Magondu, and Audit Partner at Ernst and Associates, Ernest Muriu, as we unpack key proposals in the Finance Bill 2025 and their impact on businesses and individuals.

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Show Notes

00:00:00 Introduction

00:05:05 Income Tax Changes

00:29:42 Tax Procedures Act

00:43:43 VAT Changes

00:49:54 Excise Duties and the  Miscellaneous Levies Act

00:58:39 Alignment of the  Finance Bill with the Medium Term Revenue Strategy and the National Tax Policy

In this episode recorded on 22.04.2025 and hosted by Joe Mwaniki, we are joined by DigiTax CEO, Caine Wanjau, as we explore how the firm is helping simplify tax compliance for SMEs and large businesses in Kenya.

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Show Notes

00:00:00 Introduction

00:01:12 Caine’s Background

00:03:25 Legal Framework on eTims

00:08:14 Digitax’s Role and Approval by KRA

00:13:26 Determining the Best Solution for a Customer

00:17:22 Integration, Confidentiality, and Pricing

00:29:05 Kenya vs Other Markets

0032:23 Other Offerings

00:34:23 Lessons and Closing Remarks

In this episode recorded on 15.04.2025, we are joined by Arvocap Asset Managers’ CEO & Co-founder, Monicah Mwaniki, and CIO & Co-founder, Wilson Wariari, as we discuss investing, building wealth, and navigating today’s markets.

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Show Notes

00:00:00 Introduction and Journey to Asset Management

00:04:41 Chief Investment Officer’s Role

00:07:40 Highlights of Arvocap's Founding Story

00:14:03 Arvocap Products

00:30:54 Tariffs, AI, and Global Markets Strategies

00:40:49 Getting Started With Arvocap

00:43:09 Hedging and Risk Mitigation Strategies

00:50:52 Fees, Investor Pitch, and Closing Thoughts

In this episode recorded on 27.02.2025, we are joined by analyst and investor, David Kigunda, to explore his journey from Kenya to Wall Street and back.

We cover his path to business school, transitioning to Wall Street, networking, a comparison between US vs Kenyan markets, key lessons on global markets, and investment strategies.

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Show Notes

00:00:00 Introduction

00:02:12 Path to Business School and Wall Street

00:04:38 Navigating Business School Applications

00:10:02 Learnings from Business School

00:15:01 Networking and Overcoming Challenges

00:25:39 Financing Business School

00:28:13 Transition to Wall Street

00:36:25 US vs Kenyan Markets

00:40:04 Returning to Kenya

00:47:21 A Guide to Analyzing Banks

00:50:58 The Future of Financial Analysis and AI

00:56:36 Closing Thoughts

In this episode recorded on 10.04.2025, we are joined by the Kenya Mortgage Refinance Company CEO & MD, Johnstone Oltetia, to unpack the mortgage process and clear up common misconceptions about homeownership.

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Show Notes

00:00:00 Introduction

00:01:00 Affordable Housing Challenges

00:07:07 Home-Ownership Market In Kenya

00:11:47 Facilitating Mortgages

00:20:12 Fixed Single-Digit Interest Rates

00:25:19 Myths, Misunderstandings, and Misconceptions about Mortgages

00:33:46  Kenya Mortgage Guarantee Trust

00:45:10 Closing Remarks

In this episode recorded on 26.03.2025 and hosted by Ramah Nyang, we are joined by the I&M Bank Kenya CEO, Kihara Maina, and CFO, David Ngata, to break down the bank's 2024 performance.

We cover demand for credit, regional performance and diversification, non-performing loans, M&A opportunities, strategic challenges, and growth opportunities.

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Show Notes

00:00:00 Introduction

00:01:17 FY 2024 Performance Highlights

00:03:08 Loan Book Trends and Credit Demand

00:07:24 Digital Lending and Customer Engagement

00:12:00 NPLs, Regional Performance, and Growth Opportunities

00:17:01 Future Growth, Interest Rates, and Monetary Policy

00:25:07 Regional Diversification, Sector Growth, and M&A Opportunities

00:33:51 Wealth Management Trends

00:35:31 Challenges and Strategic Concerns

00:41:59 Balancing Cash Reserves and Dividend Payouts

00:43:46 Closing Remarks

In this episode recorded on 20.03.2025, we host the Absa Bank Kenya CFO, Yusuf Omari, to break down Absa Bank's 2024 performance.

We cover revenue growth, cost management, investments in digital transformation, capital requirements, acquisition strategy, and the company’s future outlook.

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Show Notes

00:00:00 Introduction

00:01:03 Yusuf’s Career Journey

00:03:56 Short-Term vs Long-Term Loans

00:06:47 FY24 Financial Performance

00:09:48 Revenue Growth, Cost Management, and Efficiency

00:16:26 Asset Quality and Loan Losses

00:21:16 Economic Environment, Profitability, and Balance Sheet Insights

00:29:01 Dividends, Capital Requirements, and Acquisition Strategy

00:34:14 Investments in Digital Transformation

00:37:12 Medium and Long-Term Goals

00:43:29 Personal Reflections, Professional Growth, and Future Outlook