Episodios

  • S2025 Ep279: TACO? Trump Delays Again as Oil Surges — Mortgage Rates Jump | Week in Review & What’s Next PART 1

    S2025 Ep279: TACO? Trump Delays Again as Oil Surges — Mortgage Rates Jump | Week in Review & What’s Next PART 1
    Mar 27 2026

    Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.

    My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.

    Today we break down WHY and answer the big question:
    👉 Should you LOCK or FLOAT right now?

    📉 Track Mortgage Rates (FREE)

    👉 https://www.therateupdate.com/rate-watch

    📞 Get a Personalized Mortgage Plan

    👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

    Welcome to The Rate Update

    We break down mortgage rates, inflation, the Federal Reserve, and the bond market — so you can make smarter decisions when buying, refinancing, or timing the housing market.

    No hype. Just real data.

    📝 Apply for a Mortgage (30+ Lenders • 1 Credit Pull)

    👉 https://257781.my1003app.com/246527/register

    🧮 Mortgage Calculators & Tools

    👉 https://stan.store/TRU-Foundations

    🧰 TRU Tools & Resources
    🏠 Homebuyers & Homeowners
    Credit Monitoring (SmartCredit)
    👉 https://www.smartcredit.com/?PID=42980
    Free Credit Scores (Credit Karma)
    👉 https://wecantrack.com/programs/credit-karma-affiliate-program/?utm_source=chatgpt.com
    FICO Scores (MyFICO)
    👉 https://www.myfico.com/?utm_medium=Affiliate&utm_source=RAN&utm_campaign=eY7VEE42Oeg&utm_term=eY7VEE42Oeg-yMKLq._RilXJ8XHzBjtexg&ranMID=53963&ranEAID=eY7VEE42Oeg&ranSiteID=eY7VEE42Oeg-yMKLq._RilXJ8XHzBjtexg
    Budgeting Tool
    👉 https://dashboard.thebudget.app/refferal?ref_code=Dan59062
    Home Warranty
    👉 https://www.jdoqocy.com/click-101566903-12343542
    📊 Mortgage Pros / Realtors
    Live MBS & Rate Data
    👉 http://www.mbslive.net?rid=GFC7FA
    🎥 Content Creators / YouTubers
    Grow on YouTube (vidIQ)
    👉 https://vidiq.com/TRUMortgageRate
    YouTube SEO & Tags (TubeBuddy)
    👉 https://www.tubebuddy.com/pricing?a=TheMortgageUpdate

    Follow The Rate Update:

    YouTube
    https://www.youtube.com/@TheRateUpdatewithDanFrio

    Instagram
    https://instagram.com/therateupdate

    TikTok
    https://tiktok.com/@therateupdate

    ⚖️ Mortgage Compliance Disclosure

    Dan Frio | NMLS #246527
    TRU Mortgage Team / PBT Bancorp | NMLS #257781
    Equal Housing Lender

    The views and opinions expressed are solely those of Dan Frio and do not reflect the views of PBT Bancorp or any other entity.

    This content is for educational and entertainment purposes only and should not be considered financial, legal, or tax advice. All scenarios are illustrative and subject to change. Please consult a licensed professional regarding your specific situation.
    Más Menos
    12 m
  • S2025 Ep281: The Rate Update —Economic Indicators Show Trouble for Mortgage Rates — Here's Why

    S2025 Ep281: The Rate Update —Economic Indicators Show Trouble for Mortgage Rates — Here's Why
    Mar 30 2026
    Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.Today, we’re breaking down a critical shift in the market:👉 Economic indicators are flashing warning signs for mortgage ratesFrom rising oil prices… to persistent inflation concerns… to a Federal Reserve that may delay rate cuts — all of this is putting upward pressure on mortgage rates right now.So the big question is:👉 Should you LOCK or FLOAT in today’s market?I’ll walk you through:What’s happening with inflation and oilWhy the 10-Year Treasury is risingHow the Fed is reactingAnd what it means for homebuyers and homeowners right now📉 Track Mortgage Rates (FREE)👉 https://www.therateupdate.com/rate-watch📞 Get a Personalized Mortgage Plan👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05Welcome to The Rate UpdateWe break down mortgage rates, inflation, the Federal Reserve, and the bond market — so you can make smarter decisions when buying, refinancing, or timing the housing market.No hype. Just real data.📝 Apply for a Mortgage (30+ Lenders • 1 Credit Pull)👉 https://257781.my1003app.com/246527/register🧮 Mortgage Calculators & Tools👉 https://stan.store/TRU-Foundations🧰 TRU Tools & Resources🏠 Homebuyers & HomeownersCredit Monitoring (SmartCredit)👉 https://www.smartcredit.com/?PID=42980Free Credit Scores (Credit Karma)👉 https://wecantrack.com/programs/credit-karma-affiliate-program/?utm_source=chatgpt.comFICO Scores (MyFICO)👉 https://www.myfico.com/?utm_medium=Affiliate&utm_source=RAN&utm_campaign=eY7VEE42Oeg&utm_term=eY7VEE42Oeg-yMKLq._RilXJ8XHzBjtexg&ranMID=53963&ranEAID=eY7VEE42Oeg&ranSiteID=eY7VEE42Oeg-yMKLq._RilXJ8XHzBjtexgBudgeting Tool👉 https://dashboard.thebudget.app/refferal?ref_code=Dan59062Home Warranty👉 https://www.jdoqocy.com/click-101566903-12343542📊 Mortgage Pros / RealtorsLive MBS & Rate Data👉 http://www.mbslive.net?rid=GFC7FA🎥 Content Creators / YouTubersGrow on YouTube (vidIQ)👉 https://vidiq.com/TRUMortgageRateYouTube SEO & Tags (TubeBuddy)👉 https://www.tubebuddy.com/pricing?a=TheMortgageUpdate🔎 Keywords (SEO Boost)mortgage rates today, why mortgage rates are rising, inflation and mortgage rates, Federal Reserve rate policy, housing market 2026, should I lock or float, 10 year treasury yield, oil prices and inflation, home buying 2026, refinance strategy⏱️ Chapters (9-Minute Video)00:00 Intro — What’s Moving Rates Today00:45 Economic Warning Signs02:00 Oil & Inflation Impact03:30 10-Year Treasury Explained05:00 Federal Reserve Outlook06:30 Mortgage Rate Forecast07:45 Lock vs Float Strategy08:45 Final Advice📲 Follow The Rate UpdateYouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrioInstagramhttps://instagram.com/therateupdateTikTokhttps://tiktok.com/@therateupdate⚖️ Mortgage Compliance DisclosureDan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing LenderThe views and opinions expressed are solely those of Dan Frio and do not reflect the views of PBT Bancorp or any other entity.This content is for educational and entertainment purposes only and should not be considered financial, legal, or tax advice. All scenarios are illustrative and subject to change. Please consult a licensed professional regarding your specific situation.
    Más Menos
    14 m
  • S2025 Ep280: TACO? Trump Delays Again as Oil Surges — Mortgage Rates Jump | Week in Review & What’s Next PART 3

    S2025 Ep280: TACO? Trump Delays Again as Oil Surges — Mortgage Rates Jump | Week in Review & What’s Next PART 3
    Mar 27 2026

    Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.

    My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.

    Today we break down WHY and answer the big question:
    👉 Should you LOCK or FLOAT right now?

    📉 Track Mortgage Rates (FREE)

    👉 https://www.therateupdate.com/rate-watch

    📞 Get a Personalized Mortgage Plan

    👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

    Welcome to The Rate Update

    We break down mortgage rates, inflation, the Federal Reserve, and the bond market — so you can make smarter decisions when buying, refinancing, or timing the housing market.

    No hype. Just real data.

    📝 Apply for a Mortgage (30+ Lenders • 1 Credit Pull)

    👉 https://257781.my1003app.com/246527/register

    🧮 Mortgage Calculators & Tools

    👉 https://stan.store/TRU-Foundations

    🧰 TRU Tools & Resources
    🏠 Homebuyers & Homeowners
    Credit Monitoring (SmartCredit)
    👉 https://www.smartcredit.com/?PID=42980
    Free Credit Scores (Credit Karma)
    👉 https://wecantrack.com/programs/credit-karma-affiliate-program/?utm_source=chatgpt.com
    FICO Scores (MyFICO)
    👉 https://www.myfico.com/?utm_medium=Affiliate&utm_source=RAN&utm_campaign=eY7VEE42Oeg&utm_term=eY7VEE42Oeg-yMKLq._RilXJ8XHzBjtexg&ranMID=53963&ranEAID=eY7VEE42Oeg&ranSiteID=eY7VEE42Oeg-yMKLq._RilXJ8XHzBjtexg
    Budgeting Tool
    👉 https://dashboard.thebudget.app/refferal?ref_code=Dan59062
    Home Warranty
    👉 https://www.jdoqocy.com/click-101566903-12343542
    📊 Mortgage Pros / Realtors
    Live MBS & Rate Data
    👉 http://www.mbslive.net?rid=GFC7FA
    🎥 Content Creators / YouTubers
    Grow on YouTube (vidIQ)
    👉 https://vidiq.com/TRUMortgageRate
    YouTube SEO & Tags (TubeBuddy)
    👉 https://www.tubebuddy.com/pricing?a=TheMortgageUpdate

    Follow The Rate Update:

    YouTube
    https://www.youtube.com/@TheRateUpdatewithDanFrio

    Instagram
    https://instagram.com/therateupdate

    TikTok
    https://tiktok.com/@therateupdate

    ⚖️ Mortgage Compliance Disclosure

    Dan Frio | NMLS #246527
    TRU Mortgage Team / PBT Bancorp | NMLS #257781
    Equal Housing Lender

    The views and opinions expressed are solely those of Dan Frio and do not reflect the views of PBT Bancorp or any other entity.

    This content is for educational and entertainment purposes only and should not be considered financial, legal, or tax advice. All scenarios are illustrative and subject to change. Please consult a licensed professional regarding your specific situation.
    Más Menos
    11 m
  • S2025 Ep279: TACO? Trump Delays Again as Oil Surges — Mortgage Rates Jump | Week in Review & What’s Next PART 2

    S2025 Ep279: TACO? Trump Delays Again as Oil Surges — Mortgage Rates Jump | Week in Review & What’s Next PART 2
    Mar 27 2026

    Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.

    My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.

    Today we break down WHY and answer the big question:
    👉 Should you LOCK or FLOAT right now?

    📉 Track Mortgage Rates (FREE)

    👉 https://www.therateupdate.com/rate-watch

    📞 Get a Personalized Mortgage Plan

    👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

    Welcome to The Rate Update

    We break down mortgage rates, inflation, the Federal Reserve, and the bond market — so you can make smarter decisions when buying, refinancing, or timing the housing market.

    No hype. Just real data.

    📝 Apply for a Mortgage (30+ Lenders • 1 Credit Pull)

    👉 https://257781.my1003app.com/246527/register

    🧮 Mortgage Calculators & Tools

    👉 https://stan.store/TRU-Foundations

    🧰 TRU Tools & Resources
    🏠 Homebuyers & Homeowners
    Credit Monitoring (SmartCredit)
    👉 https://www.smartcredit.com/?PID=42980
    Free Credit Scores (Credit Karma)
    👉 https://wecantrack.com/programs/credit-karma-affiliate-program/?utm_source=chatgpt.com
    FICO Scores (MyFICO)
    👉 https://www.myfico.com/?utm_medium=Affiliate&utm_source=RAN&utm_campaign=eY7VEE42Oeg&utm_term=eY7VEE42Oeg-yMKLq._RilXJ8XHzBjtexg&ranMID=53963&ranEAID=eY7VEE42Oeg&ranSiteID=eY7VEE42Oeg-yMKLq._RilXJ8XHzBjtexg
    Budgeting Tool
    👉 https://dashboard.thebudget.app/refferal?ref_code=Dan59062
    Home Warranty
    👉 https://www.jdoqocy.com/click-101566903-12343542
    📊 Mortgage Pros / Realtors
    Live MBS & Rate Data
    👉 http://www.mbslive.net?rid=GFC7FA
    🎥 Content Creators / YouTubers
    Grow on YouTube (vidIQ)
    👉 https://vidiq.com/TRUMortgageRate
    YouTube SEO & Tags (TubeBuddy)
    👉 https://www.tubebuddy.com/pricing?a=TheMortgageUpdate

    Follow The Rate Update:

    YouTube
    https://www.youtube.com/@TheRateUpdatewithDanFrio

    Instagram
    https://instagram.com/therateupdate

    TikTok
    https://tiktok.com/@therateupdate

    ⚖️ Mortgage Compliance Disclosure

    Dan Frio | NMLS #246527
    TRU Mortgage Team / PBT Bancorp | NMLS #257781
    Equal Housing Lender

    The views and opinions expressed are solely those of Dan Frio and do not reflect the views of PBT Bancorp or any other entity.

    This content is for educational and entertainment purposes only and should not be considered financial, legal, or tax advice. All scenarios are illustrative and subject to change. Please consult a licensed professional regarding your specific situation.
    Más Menos
    11 m
  • S2025 Ep278: The Rate Update —Oil Prices Pushing Mortgage Rates Higher — What's Next?

    S2025 Ep278: The Rate Update —Oil Prices Pushing Mortgage Rates Higher — What's Next?
    Mar 27 2026

    Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.

    My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.

    🚨 Oil Prices Just Hit $100+ — What This Means for Mortgage Rates

    Oil is spiking.
    Geopolitical tensions are rising.
    And mortgage rates are reacting — fast.

    In today’s update, we break down:

    👉 Why oil prices directly impact mortgage rates
    👉 How the Iran conflict is influencing inflation expectations
    👉 Why the bond market is starting to sell off
    👉 Whether mortgage rates could push back to 7%
    👉 The BIG question: Should you LOCK or FLOAT right now?

    📉 Track Mortgage Rates (FREE — Get Alerts When Rates Drop)

    👉 https://www.therateupdate.com/rate-watch

    📞 Want a Personalized Mortgage Strategy?

    👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

    📝 Apply Now (1 Application • 1 Credit Pull • 30+ Lenders)

    👉 https://257781.my1003app.com/246527/register

    🧮 TRU Mortgage Calculator Toolkit

    👉 https://stan.store/TRU-Foundations

    🧠 What You’ll Learn in This Video

    ✔️ The connection between oil, inflation, and mortgage rates
    ✔️ Why the 10-year Treasury is the key driver
    ✔️ How global conflict impacts YOUR mortgage payment
    ✔️ Real-time strategy for buyers, refinancers, and homeowners
    ✔️ When it makes sense to lock your rate vs. float

    ⏱️ Chapters

    00:00 – Oil Prices Surge Past $100
    01:10 – Why Oil Drives Inflation
    02:30 – Bond Market Reaction Explained
    04:00 – Mortgage Rates Moving Higher
    05:30 – Could Rates Hit 7%?
    07:00 – Lock vs Float Strategy
    08:30 – What You Should Do Next

    📊 Tools, Resources & Affiliates

    Budgeting Tool
    👉 https://dashboard.thebudget.app/refferal?ref_code=Dan59062

    Home Warranty
    👉 https://www.jdoqocy.com/click-101566903-12343542

    📊 Mortgage Pros / Realtors
    Live MBS & Rate Data
    👉 http://www.mbslive.net?rid=GFC7FA

    🎥 Content Creators / YouTubers

    Grow on YouTube (vidIQ)
    👉 https://vidiq.com/TRUMortgageRate

    YouTube SEO & Tags (TubeBuddy)
    👉 https://www.tubebuddy.com/pricing?a=TheMortgageUpdate

    📲 Follow The Rate Update

    YouTube
    https://www.youtube.com/@TheRateUpdatewithDanFrio

    Instagram
    https://instagram.com/therateupdate

    TikTok
    https://tiktok.com/@therateupdate

    ⚖️ Mortgage Compliance Disclosure

    Dan Frio | NMLS #246527
    TRU Mortgage Team / PBT Bancorp | NMLS #257781
    Equal Housing Lender

    The views and opinions expressed are solely those of Dan Frio and do not reflect the views of PBT Bancorp or any other entity.

    This content is for educational and entertainment purposes only and should not be considered financial, legal, or tax advice. All scenarios are illustrative and subject to change. Please consult a licensed professional regarding your specific situation.
    Más Menos
    11 m
  • S2025 Ep277: Your TRUE Mortgage Rate — Live Demo + What You Qualify For (Part 2)

    S2025 Ep277: Your TRUE Mortgage Rate — Live Demo + What You Qualify For (Part 2)
    Mar 26 2026

    Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.

    My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.

    Today we break down WHY and answer the big question:
    👉 Should you LOCK or FLOAT right now?

    📉 Track Mortgage Rates (FREE)

    👉 https://www.therateupdate.com/rate-watch

    📞 Get a Personalized Mortgage Plan

    👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

    Welcome to The Rate Update

    We break down mortgage rates, inflation, the Federal Reserve, and the bond market — so you can make smarter decisions when buying, refinancing, or timing the housing market.

    No hype. Just real data.

    📝 Apply for a Mortgage (30+ Lenders • 1 Credit Pull)

    👉 https://257781.my1003app.com/246527/register

    🧮 Mortgage Calculators & Tools

    👉 https://stan.store/TRU-Foundations

    🧰 TRU Tools & Resources
    🏠 Homebuyers & Homeowners
    Credit Monitoring (SmartCredit)
    👉 https://www.smartcredit.com/?PID=42980
    Free Credit Scores (Credit Karma)
    👉 https://wecantrack.com/programs/credit-karma-affiliate-program/?utm_source=chatgpt.com
    FICO Scores (MyFICO)
    👉 https://www.myfico.com/?utm_medium=Affiliate&utm_source=RAN&utm_campaign=eY7VEE42Oeg&utm_term=eY7VEE42Oeg-yMKLq._RilXJ8XHzBjtexg&ranMID=53963&ranEAID=eY7VEE42Oeg&ranSiteID=eY7VEE42Oeg-yMKLq._RilXJ8XHzBjtexg
    Budgeting Tool
    👉 https://dashboard.thebudget.app/refferal?ref_code=Dan59062
    Home Warranty
    👉 https://www.jdoqocy.com/click-101566903-12343542
    📊 Mortgage Pros / Realtors
    Live MBS & Rate Data
    👉 http://www.mbslive.net?rid=GFC7FA
    🎥 Content Creators / YouTubers
    Grow on YouTube (vidIQ)
    👉 https://vidiq.com/TRUMortgageRate
    YouTube SEO & Tags (TubeBuddy)
    👉 https://www.tubebuddy.com/pricing?a=TheMortgageUpdate

    Follow The Rate Update:

    YouTube
    https://www.youtube.com/@TheRateUpdatewithDanFrio

    Instagram
    https://instagram.com/therateupdate

    TikTok
    https://tiktok.com/@therateupdate

    ⚖️ Mortgage Compliance Disclosure

    Dan Frio | NMLS #246527
    TRU Mortgage Team / PBT Bancorp | NMLS #257781
    Equal Housing Lender

    The views and opinions expressed are solely those of Dan Frio and do not reflect the views of PBT Bancorp or any other entity.

    This content is for educational and entertainment purposes only and should not be considered financial, legal, or tax advice. All scenarios are illustrative and subject to change. Please consult a licensed professional regarding your specific situation.
    Más Menos
    17 m
  • S2025 Ep277: Your TRUE Mortgage Rate — Tool Launch + How It Works (Part 1)

    S2025 Ep277: Your TRUE Mortgage Rate — Tool Launch + How It Works (Part 1)
    Mar 26 2026

    Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.

    My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.

    Today we break down WHY and answer the big question:
    👉 Should you LOCK or FLOAT right now?

    📉 Track Mortgage Rates (FREE)

    👉 https://www.therateupdate.com/rate-watch

    📞 Get a Personalized Mortgage Plan

    👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

    Welcome to The Rate Update

    We break down mortgage rates, inflation, the Federal Reserve, and the bond market — so you can make smarter decisions when buying, refinancing, or timing the housing market.

    No hype. Just real data.

    📝 Apply for a Mortgage (30+ Lenders • 1 Credit Pull)

    👉 https://257781.my1003app.com/246527/register

    🧮 Mortgage Calculators & Tools

    👉 https://stan.store/TRU-Foundations

    🧰 TRU Tools & Resources
    🏠 Homebuyers & Homeowners
    Credit Monitoring (SmartCredit)
    👉 https://www.smartcredit.com/?PID=42980
    Free Credit Scores (Credit Karma)
    👉 https://wecantrack.com/programs/credit-karma-affiliate-program/?utm_source=chatgpt.com
    FICO Scores (MyFICO)
    👉 https://www.myfico.com/?utm_medium=Affiliate&utm_source=RAN&utm_campaign=eY7VEE42Oeg&utm_term=eY7VEE42Oeg-yMKLq._RilXJ8XHzBjtexg&ranMID=53963&ranEAID=eY7VEE42Oeg&ranSiteID=eY7VEE42Oeg-yMKLq._RilXJ8XHzBjtexg
    Budgeting Tool
    👉 https://dashboard.thebudget.app/refferal?ref_code=Dan59062
    Home Warranty
    👉 https://www.jdoqocy.com/click-101566903-12343542
    📊 Mortgage Pros / Realtors
    Live MBS & Rate Data
    👉 http://www.mbslive.net?rid=GFC7FA
    🎥 Content Creators / YouTubers
    Grow on YouTube (vidIQ)
    👉 https://vidiq.com/TRUMortgageRate
    YouTube SEO & Tags (TubeBuddy)
    👉 https://www.tubebuddy.com/pricing?a=TheMortgageUpdate

    Follow The Rate Update:

    YouTube
    https://www.youtube.com/@TheRateUpdatewithDanFrio

    Instagram
    https://instagram.com/therateupdate

    TikTok
    https://tiktok.com/@therateupdate

    ⚖️ Mortgage Compliance Disclosure

    Dan Frio | NMLS #246527
    TRU Mortgage Team / PBT Bancorp | NMLS #257781
    Equal Housing Lender

    The views and opinions expressed are solely those of Dan Frio and do not reflect the views of PBT Bancorp or any other entity.

    This content is for educational and entertainment purposes only and should not be considered financial, legal, or tax advice. All scenarios are illustrative and subject to change. Please consult a licensed professional regarding your specific situation.
    Más Menos
    8 m
  • S2025 Ep276: The Rate Update —The Iran War Just Spiked Oil Prices — And Your Mortgage Rate

    S2025 Ep276: The Rate Update —The Iran War Just Spiked Oil Prices — And Your Mortgage Rate
    Mar 26 2026
    Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.🚨 Mortgage rates are no longer just about the Fed… they’re now tied to OIL.With rising tensions involving Iran and potential disruption in the Strait of Hormuz, oil prices are spiking — and that creates inflation pressure almost immediately.And when inflation rises…👉 the bond market reacts👉 the 10-Year Treasury moves👉 mortgage rates followSo the real question is:👉 Are mortgage rates about to spike next?👉 And more importantly… should you LOCK or FLOAT right now?In today’s video, we break it all down in simple terms:• Why oil prices are now driving mortgage rates• What the Iran conflict means for inflation• How the bond market is reacting right now• A real strategy to time your mortgage (without guessing)📉 Track Mortgage Rates (FREE — Set Your Target & Get Alerts)👉 https://www.therateupdate.com/rate-watch📞 Get a Personalized Mortgage Plan (Lock vs Float Strategy)👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05Welcome to The Rate UpdateWe break down mortgage rates, inflation, the Federal Reserve, and the bond market — so you can make smarter decisions when buying, refinancing, or timing the housing market.No hype. Just real data.📝 Apply for a Mortgage (1 Application • 1 Credit Pull • 30+ Lenders)👉 https://257781.my1003app.com/246527/register🧮 TRU Mortgage Calculator Toolkit👉 https://stan.store/TRU-Foundations🧰 TRU Tools & Resources🏠 Homebuyers & HomeownersCredit Monitoring (SmartCredit)👉 https://www.smartcredit.com/?PID=42980Free Credit Scores (Credit Karma)👉 https://wecantrack.com/programs/credit-karma-affiliate-program/?utm_source=chatgpt.comFICO Scores (MyFICO)👉 https://www.myfico.com/?utm_medium=Affiliate&utm_source=RAN&utm_campaign=eY7VEE42Oeg&utm_term=eY7VEE42Oeg-yMKLq._RilXJ8XHzBjtexg&ranMID=53963&ranEAID=eY7VEE42Oeg&ranSiteID=eY7VEE42Oeg-yMKLq._RilXJ8XHzBjtexgBudgeting Tool👉 https://dashboard.thebudget.app/refferal?ref_code=Dan59062Home Warranty👉 https://www.jdoqocy.com/click-101566903-12343542📊 Mortgage Pros / RealtorsLive MBS & Rate Data👉 http://www.mbslive.net?rid=GFC7FA🎥 Content Creators / YouTubersGrow on YouTube (vidIQ)👉 https://vidiq.com/TRUMortgageRateYouTube SEO & Tags (TubeBuddy)👉 https://www.tubebuddy.com/pricing?a=TheMortgageUpdate🔍 SEO Keywordsmortgage rates today, oil prices mortgage rates, Iran conflict oil impact, Strait of Hormuz oil supply, inflation and mortgage rates, why mortgage rates are rising, 10 year treasury mortgage rates, bond market mortgage rates, housing market update 2026, mortgage rate forecast 2026, should I lock or float mortgage rate, refinance timing strategy, federal reserve interest rates 2026, oil prices inflation connection, global conflict economy impact, home buying 2026 outlook, mortgage predictions today, real estate market update, when will mortgage rates drop, best time to refinance mortgage🔥 Hashtags#MortgageRates #HousingMarket #RealEstate #InterestRates #FederalReserve #Inflation #OilPrices #BreakingNews #MortgageAdvice #Refinance #HomeBuying #10YearTreasury #BondMarket #RateWatch #TheRateUpdate #DanFrio⏱️ Chapters (9-Minute Breakdown)0:00 🚨 Oil Spike Alert — Why This Matters0:30 🌍 Iran Conflict & Strait of Hormuz Explained1:20 🛢️ Why Oil Prices Drive Inflation2:30 📈 Inflation → Bond Market → Mortgage Rates3:45 📊 What the 10-Year Treasury Is Doing5:00 🏠 Why Mortgage Rates Could Move Next6:15 🔍 Payment Impact from Rate Changes7:15 ⚖️ Lock vs Float Strategy Right Now8:20 🎯 How to Track Your Target Rate (RateWatch)9:00 🔚 Final Thoughts — Don’t Guess, Track It⚖️ Mortgage Compliance DisclosureDan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing LenderThe views and opinions expressed are solely those of Dan Frio and do not reflect the views of PBT Bancorp or any other entity.This content is for educational and entertainment purposes only and should not be considered financial, legal, or tax advice. All scenarios are illustrative and subject to change. Please consult a licensed professional regarding your specific situation.
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