• Why Episode 138 marks the return to live podcast conversations in 2026
• Revisiting Micro-Wins to Millions with fresh investor perspective
• Redfin’s “Great Housing Reset” and what it really means (no hype)
• Mortgage rates dipping into the low 6% range—and why psychology matters more than math
• The hidden cost of sitting on the sidelines during high-rate years
• DFY transaction volume from 2022–2025 and what the slowdown signals
• How investor action during uncertainty led to appreciation, cash flow, and refi opportunities
• Why affordability is improving without a major price drop
• Pent-up housing demand and the herd mentality effect
• Why rents declined—and why they’re poised to rise again
• Political pressure around affordability and why it benefits long-term owners
• The pendulum theory: fear, greed, and slow-moving real estate cycles
• Why early 2026 may be one of the best entry points before momentum builds
• How to access Micro-Wins to Millions (audio, digital, and video book)
• Where to find DFY’s 12 years of transparent transaction reports
• Why now is the time to review your game plan—not wait for headlines

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Book a call with Kevin and see what your personalized real estate roadmap could look like.
👉 dfy-realestate.com

Email Kevin directly: kevin@dfy-realestate.com

Learn more about DFY’s done-for-you investing approach at dfy-realestate.com

Core theme: The power of one choice can reverberate through generations.

1) Making Ripples

• 4 a.m., early flight, tired and irritable.
• Kevin judges a woman based on her appearance.
• She quietly pays for his items anyway.
• Lesson: small kindness can create massive impact.
• The ripple effect multiplies every time the story is shared.

2) Who are your heroes?

• We default to celebrities… but they rarely change our personal lives.
• Real heroes are often people close to us:
• parents, mentors, teachers, neighbors, friends
• Eight-year-old girl calls her dad her hero:
• he picked her up, cleaned her scraped knee, cared for her
• Big idea: heroism is usually ordinary faithfulness.

3) Principle-based Capitalism

• A defense of capitalism rooted in:
• honesty, integrity, hard work, frugality, giving back
• Critique: “profit first no matter what” is a distortion of true capitalism.
• DFY grew faster when the focus shifted:
• from tracking numbers → to tracking people’s progress
• from transactions → to leaving people better off
• Principle-driven companies outlast founders; profit-only organizations crumble.

4) The Power of One Property

• One rental purchase impacts many:
• mortgage team, agents, title, property manager, tenant, seller, you
• And you can benefit most over time through:
• cash flow, appreciation, tax benefits, principal paydown
• Compounding concept:
• one can lead to two, two can lead to four, etc.

5) Proof Through Repetition

• Eric buys first property: January 2012
• Adds multiple properties that same year
• By 2019: nine properties
• Outcome: retired, traveling, living life on his terms while DFY handled the heavy lifting

6) Micro-Win Challenge to End The Book

• Don’t overcomplicate the first step:
• 10-minute workout
• 5 minutes with your kids
• write one sentence
• drink one extra glass of water
• say a 30-second prayer
• gather loose change and deposit it
• Final reminder: you are one decision away.

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Book a call with Kevin and see what your personalized real estate roadmap could look like.
👉 dfy-realestate.com

Email Kevin directly: kevin@dfy-realestate.com

Learn more about DFY’s done-for-you investing approach at dfy-realestate.com

Key Topics Covered:

• Why chasing money alone often leads to dissatisfaction
• Redefining success as economic independence, not net worth
• The Hawaiian Hobbit story and intentional living
• Micro-wins as the foundation of fulfillment and growth
• Why destinations without new horizons lead to regression
• The velocity of money explained through real estate
• Why traditional investments don’t multiply purchasing power
• How leverage, refinancing, and 1031 exchanges accelerate progress
• Income replacement vs. “being a millionaire”
• Portfolio refresh cycles (5–10 years) and avoiding stagnation
• Letting numbers—not emotion—drive buy, hold, and sell decisions
• Wise stewardship, tax advantages, and long-term planning
• Real estate as a vehicle for freedom, not just wealth

Memorable Takeaways:

• Success is a lifestyle that breeds fulfillment—not a checklist
• Growth is who we are; stagnation is the real enemy
• You don’t need a million dollars to live a rich life
• Freedom is the real dream behind most financial goals

Get weekly deals, market updates, blog posts, and more delivered straight to your inbox.
👉 Join the list here

Book a call with Kevin and see what your personalized real estate roadmap could look like.
👉 dfy-realestate.com

Email Kevin directly: kevin@dfy-realestate.com

Learn more about DFY’s done-for-you investing approach at dfy-realestate.com