Are mutual funds still worth it? Or should you stick with index funds and ETFs for smarter investing? 🤔

In this episode of Money Matters MD, Dr. Abhishek Gadre breaks down:

• What mutual funds are and why 90% fail to beat the market

• The origin of index funds (Jack Bogle’s Vanguard revolution in 1976)

• The rise of ETFs in 1993 and how they changed investing forever

• The evolution of active ETFs after 2008

• My final ranking of investment vehicles (from worst to best)

💡 Whether you’re a beginner or a seasoned investor, this episode will help you understand the differences, avoid high fees, and build long-term wealth with the right investment strategy.

👉 Listen now to learn why index funds consistently win — and how you can use them to reach financial independence.

Stop leaving money on the table!

Learn the 401(k) "Tic-Tac-Toe" strategy for 2025. We break down Pre-Tax, Roth, and After-Tax buckets, Mega Backdoor Roth moves, and the essential 2025 IRS contribution limits.

Maximize your savings and gain tax flexibility for retirement! Perfect for W-2 employees & Solo 401(k) users.

🚀 The Savings Ladder: 10 Steps from Broke to Financially IndependentAre you confused about where to start with saving and investing? Whether you just landed your first job or you’ve been saving without a clear plan, this video gives you a step-by-step roadmap to build wealth and achieve financial freedom.

I’m Dr. Abhishek Gadre, a pulmonary & critical care physician and host of Money Matters MD. In this episode, I’ll walk you through 10 actionable steps—from creating a budget and emergency fund all the way to investing, retiring early, and giving back.