The Inflation Report Card: Why It Still Hurts (Even Though the Numbers Look Better)

Inflation came in at 2.7% for 2025—down from 3% earlier but still above the Fed's 2% target—yet consumers still feel squeezed because food prices rose 3.1% with groceries up 2.4% and restaurants up 4.1%, while shelter costs remain sticky at 3.2% annual growth accounting for over one-third of CPI, and the cumulative 20%+ price increase since 2020 means households still feel behind even with wages rising 3-4%, making it critical to push for raises matching 3-4% inflation, lock in lower borrowing costs selectively, invest in diversified portfolios with inflation protection, and build emergency funds as prices likely won't return to 2019 levels. Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join ⁠Master Money Academy⁠ today! 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices