The Hard Truth About Holiday Spending You Don’t Want to Hear

Overdraft fees in January? Maxed-out cards by New Year’s? In this episode, we lay out a clear, mom-proof plan to protect your credit score during the holidays—so you start the year as a credit success, not a credit mess. Perfect for busy moms, entrepreneurs, and anyone craving presence over presents.

What You’ll Learn:

The simple “credit check before checkout” ritual (and how to set your own holiday credit limit)

Smart ways to track utilization so your score doesn’t cliff-dive in December

Weekly autopay + statement-cycle hacks that lower stress (and interest)

How to use secured cards and authorized-user status to build/rebuild credit

The one ninja move: remove cards from Amazon/Target/Apple Pay to kill impulse buys

Dispute & repair basics: goodwill adjustments, pay-for-delete, and error clean-up

Sinking funds for gifts/travel/food/giving—so generosity doesn’t become debt

Presence over presents: memory-based gifting ideas that still feel special

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Learn more about Kendra Hewitt by visiting the following links:

Website: https://kendrahewitt.com/

Facebook: https://www.facebook.com/badassbusinesscoaching

Instagram: https://www.instagram.com/kendra.hewitt/

Identifying Your Money Blueprint - Free Download: https://kendrahewitt.com/moneyblueprint