The thing about assassins in the real world is that they’re sneaky and you don’t see them coming. The same is true for the silent killers of your retirement plan. In this episode, Colin and Victor reveal the most dangerous “retirement assassins” that can quietly derail decades of planning if you’re not on guard.

From reacting emotionally during a market crash to ignoring inflation, higher taxes, long-term care, and even procrastination, each of these threats can undermine your peace of mind and financial security. Whether you’re five years away from retirement or already there, this episode will help you recognize the red flags, shift your mindset, and build a plan that keeps your retirement safe, sustainable, and truly happy.

Here’s some of what we discuss in this episode:

💥 Market reactions that destroy long-term returns

📈 Inflation’s slow and silent attack on your income

🧾 Why taxes in retirement may be higher than you think

🏥 The devastating cost of long-term care without a plan

⏳ Procrastination: the assassin you control

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Connect with Gray Hurst Wealth Advisors

📌 Our website: https://ghwealthadvisors.com/

📞Phone: (513) 984-5999

🗓 Schedule your no-cost consultation: https://ghwealthadvisors.com/contact-us/

📚 Check out our other no-cost financial resources here: https://ghwealthadvisors.com/#

🎥Check us out on YouTube: https://www.youtube.com/channel/UCXCpq47Qa73uQZyYu4fcCAw

📌 Follow Us on Social Media

📍Facebook: https://www.facebook.com/TeamVictorGray

📍LinkedIn: https://www.linkedin.com/in/colinjhurst/

For many retirees, a little extra income can go a long way, and it doesn’t have to feel like “work.” In this episode, Colin shares fun, flexible side gigs that allow retirees to earn extra money while doing what they already enjoy. From working a few hours at the golf course to get free rounds, to pet-sitting for neighbors or selling handmade cards at local markets, these ideas aren’t just income generators—they’re lifestyle enhancers.

Here’s some of what we discuss in this episode:

🐾 Pet-sitting and dog walking for extra cash

🎨 Turning hobbies into craft show income

🏌️‍♂️ Working at golf courses for perks

🛍️ Selling handmade goods at local markets

💡 Why your hobbies might be your next paycheck

___________________________________________

Connect with Gray Hurst Wealth Advisors

📌 Our website: https://ghwealthadvisors.com/

📞Phone: (513) 984-5999

🗓 Schedule your no-cost consultation: https://ghwealthadvisors.com/contact-us/

📚 Check out our other no-cost financial resources here: https://ghwealthadvisors.com/#

🎥Check us out on YouTube: https://www.youtube.com/channel/UCXCpq47Qa73uQZyYu4fcCAw

📌 Follow Us on Social Media

📍Facebook: https://www.facebook.com/TeamVictorGray

📍LinkedIn: https://www.linkedin.com/in/colinjhurst/

"Should I own gold or silver?" It's a question that comes up often in financial planning conversations. But the real issue goes deeper- it's about portfolio diversification and ensuring every asset you own serves a clear, strategic purpose.

Whether you’re holding metals, stocks, or any other asset class, this episode is a timely reminder that investment decisions should be rooted in knowledge, not assumptions.

Here’s some of what we discuss in this episode:

🪙 Gold and silver can be useful, but know why you own them

🧠 Don’t rely on statements—do your due diligence

🚨 Know what you own and how to access it when you need it

___________________________________________

Connect with Gray Hurst Wealth Advisors

📌 Our website: https://ghwealthadvisors.com/

📞Phone: (513) 984-5999

🗓 Schedule your no-cost consultation: https://ghwealthadvisors.com/contact-us/

📚 Check out our other no-cost financial resources here: https://ghwealthadvisors.com/#

🎥Check us out on YouTube: https://www.youtube.com/channel/UCXCpq47Qa73uQZyYu4fcCAw

📌 Follow Us on Social Media

📍Facebook: https://www.facebook.com/TeamVictorGray

📍LinkedIn: https://www.linkedin.com/in/colinjhurst/

Are you unknowingly losing thousands of dollars in hidden retirement expenses? In this episode of The Happy Retirement Show, Colin Hurst and Victor Gray reveal the top two overlooked costs that can eat away at your savings: investment fees and taxes.

Many retirees focus on rates of return, but fail to realize how much they’re paying in hidden brokerage fees, charges, and taxes—all of which directly reduce their income. Colin and Victor discuss how to identify these hidden costs, why you should question what your financial advisor isn’t telling you, and simple steps you can take now to keep more money in your pocket.

0:00 – 1st Hidden Expense

1:09 – 2nd Hidden Expense

1:39 – Steps you can take now

___________________________________________

Connect with Gray Hurst Wealth Advisors

📌 Our website: https://ghwealthadvisors.com/

📞Phone: (513) 984-5999

🗓 Schedule your no-cost consultation: https://ghwealthadvisors.com/contact-us/

📚 Check out our other no-cost financial resources here: https://ghwealthadvisors.com/#

🎥Check us out on YouTube: https://www.youtube.com/channel/UCXCpq47Qa73uQZyYu4fcCAw

📌 Follow Us on Social Media

📍Facebook: https://www.facebook.com/TeamVictorGray

📍LinkedIn: https://www.linkedin.com/in/colinjhurst/

What does it take to have a happy retirement? For couples, finances can be a major thorn in your side, but proper communication can help eliminate many of those money problems. In this first episode of The Happy Retirement Podcast, Colin Hurst and Victor Gray dive into the key money questions that couples need to be asking each other.

From spending vs. saving battles between people with different financial habits to managing expectations and priorities, we’ll break down how to align your behaviors with your goals. We’ll also discuss how unexpected expenses—like pet costs, family support, and healthcare—can throw a wrench in your financial plan and how to prepare for them.

Many people find themselves stressed about their financial situation, especially as they approach retirement. By taking the time to get on the same page as your spouse or partner, you can build better spending habits and avoid future conflicts.

Here are some of the key topics we discuss

💰 Spending vs. Saving

🐾 Unexpected Expenses

📊 Outliving Your Savings

🏡 Estate Planning Considerations

#HappyRetirement #FinancialPlanning #RetirementSuccess #WealthManagement #ColinHurst #VictorGray

___________________________________________

Connect with Gray Hurst Wealth Advisors

📌 Our website: https://ghwealthadvisors.com/

📞Phone: (513) 984-5999

🗓 Schedule your no-cost consultation: https://ghwealthadvisors.com/contact-us/

📚 Check out our other no-cost financial resources here: https://ghwealthadvisors.com/#

🎥Check us out on YouTube: https://www.youtube.com/channel/UCXCpq47Qa73uQZyYu4fcCAw

📌 Follow Us on Social Media

📍Facebook: https://www.facebook.com/TeamVictorGray

📍LinkedIn: https://www.linkedin.com/in/colinjhurst/