The Great Health Insurance Reset: Navigating 2026 Price Surges

On this episode of MIEGI Talk, Johnny joins the conversation to unpack one of the biggest shifts we’ve seen in years — major premium hikes and the loss of enhanced tax credits heading into 2026. We break down real examples of how plan costs have more than doubled for families and individuals, and discuss why even subsidized members are feeling the squeeze.

Johnny walks us through practical strategies agents can use to help clients pivot — from expanded bronze and gold plan options to pairing coverage with indemnity products that reduce risk without breaking the bank. Plus, get an inside look at new off-exchange, underwritten plans offering relief for higher-income, healthier families. Whether you’re an agent or consumer, this episode helps make sense of the chaos and shows how to adapt before open enrollment hits full swin