Episodios

  • The Millennial Debt Spiral: Causes, Consequences, and Solutions

    The Millennial Debt Spiral: Causes, Consequences, and Solutions
    Dec 3 2025
    Millennial debt has quietly surged, and many people would rather talk about their weight or politics than their balances. Josh digs into the psychology behind money shame, why overspending feels so normal, and the simple behavioral strategies that can transform your financial life. If you’re feeling overwhelmed, this conversation will give you clarity, confidence, and a real plan to move forward. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!
    Más Menos
    22 m
  • Consistency Over Perfection: The Real Secret to Building Wealth

    Consistency Over Perfection: The Real Secret to Building Wealth
    Nov 28 2025
    If you’ve ever tried (and failed) to stick to the “perfect budget,” you’re not alone. Today Josh dives into why perfectionism ruins more financial plans than bad investments, and how real people succeed by being consistent instead. We're talking about why old-school envelope budgeting still works, how to avoid lifestyle creep, and why paying yourself first beats any complicated system. This is a fun, practical conversation about money habits, discipline, and the psychology of wealth perfect for anyone looking to clean up their finances without overhauling their entire life. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!
    Más Menos
    26 m
  • The Pay Yourself Rule: Creating Your Own Retirement Paycheck

    The Pay Yourself Rule: Creating Your Own Retirement Paycheck
    Nov 25 2025
    Today Josh is explaining the Pay Yourself Rule: a simple framework for turning your nest egg into a reliable retirement paycheck. Learn how to automate income, avoid costly mistakes, and protect your savings from market volatility, all while building a plan that supports both your needs and your lifestyle goals. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!
    Más Menos
    17 m
  • Why Your Taxes Might Increase in Retirement — and Potential Solutions

    Why Your Taxes Might Increase in Retirement — and Potential Solutions
    Nov 19 2025
    From RMDs and Roth conversions to Medicare IRMAA and year-end bonuses, Josh is breaking down how simple income decisions can trigger thousands in extra taxes, and how to avoid it. If you're 5–10 years from retirement and want to keep more of what you’ve earned... You don't want to miss this. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!
    Más Menos
    29 m
  • The Hidden Tax Advantages of Real Estate Investing

    The Hidden Tax Advantages of Real Estate Investing
    Nov 11 2025
    Real estate remains one of the most powerful long-term wealth strategies. Josh breaks down how leverage, depreciation, and 1031 exchanges can help you grow faster, pay less in taxes, and protect against inflation... Plus, the common mistakes investors make. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!
    Más Menos
    43 m
  • Retire at 45? The FIRE Movement Myths No One Talks About

    Retire at 45? The FIRE Movement Myths No One Talks About
    Nov 4 2025
    You always hear talk about retiring early... but is it actually realistic? From savings rates and side hustles to emotional readiness and the risk of post-retirement depression, Josh explores the pros and cons of the FIRE movement, and blind spots people forget to plan for. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!
    Más Menos
    31 m
  • Safety, Income, Growth: Building a Smarter Retirement Plan

    Safety, Income, Growth: Building a Smarter Retirement Plan
    Oct 30 2025
    Today we're breaking down a real world case study that might hit close to home for you if you're nearing retirement... Linda just sold her business and wants safety, but her cash is now exposed to taxes, inflation, and falling interest rates. Josh explains the SIG framework (Safety, Income, Growth) and explains how municipal bonds, annuities, and selective equities can protect purchasing power while reducing tax drag in retirement. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!
    Más Menos
    22 m
  • Millionaire Habits: The Real Keys to Retiring Early

    Millionaire Habits: The Real Keys to Retiring Early
    Oct 24 2025
    Can the average person really retire early, or is that dream reserved for the ultra-wealthy? Josh breaks down some of the habits self-made millionaires use to achieve financial freedom ahead of schedule. From keeping housing and car costs low to cooking at home and minimizing student debt, we discuss how small lifestyle choices can add up to millions over time. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!
    Más Menos
    31 m