Is money the only thing financial coaches are supposed to help their clients with?

That question came up a couple of times recently, and it led to a really important conversation. Because the reality is, a lot of what shows up in coaching isn’t strictly about money—but it absolutely affects it.

In this episode of THE Financial Coaches Podcast, we walk through a couple real scenarios where clients were dealing with things outside of finances, but those situations were directly impacting their ability to make progress. From business challenges to family dynamics, it raises the question of where our role as coaches begins… and where it should stop.

We talk through how to approach those moments, how to ask for permission before stepping into more personal territory, and how to recognize when something is within your ability to help with—and when it’s time to refer out. Because helping doesn’t always mean fixing, and knowing that difference matters.

If you’ve ever found yourself wondering whether you’re truly helping your client or possibly overstepping, this is a conversation worth listening to.

🎧 Resources & Links Mentioned in This Episode

Ready to grow your coaching practice with the right support and community?

🚨 Join The Financial Coaches Network
Connect with other Financial Coaches inside our private Patreon community:
👉 www.patreon.com/NewMoneyHabitsFinancialCoaches

🔥 Launch or Level Up Your Coaching Practice
Learn more about our signature course, Getting Started as a Financial Coach, from New Money Habits:
👉 www.newmoneyhabits.com/coaches/webinar/gsfc-registration

✅ Join Our Free Facebook Community
Find support, encouragement, collaboration, and real conversations with aspiring and established coaches:
👉 www.facebook.com/groups/nmhcoaches

✅ Get Connected Inside Financial Coaches+
Whether you’re just getting started or already serving clients, you don’t have to do this alone. Join Financial Coaches+ and get your first month FREE:
👉 www.newmoneyhabits.com/coaches/memberships/trial

🙋‍♂️ Have a Question for the Hosts?
Email us at: podcast@newmoneyhabits.com

📞 Want to Talk With Maria or Cody?
Schedule a call here:
👉 www.newmoneyhabits.com/coaches/fcpodcast_contact

🎵 Music by Summer School

Follow us on social:
@newmoneyhabits | @sizemorefinancialcoaching

What do you do when a client keeps showing up… but nothing seems to be changing?

In this episode of The Financial Coaches Podcast, Cody and Maria walk through a real scenario that came up during one of our Financial Coaches Monthly Meetups. A coach is working with a client who consistently attends sessions, continues to pay, and appears engaged—but the results just aren’t there.

So the question becomes: At what point do you step back?

Together, Cody and Maria unpack:

• How to define “value” beyond just measurable financial results
• Why clients may continue showing up even without visible progress
• The difference between financial progress and emotional/behavioral growth
• Practical ways to help clients recognize patterns (without overwhelming them)
• When to adjust your coaching approach—and when to consider stepping away
• How to have a healthy, honest conversation when things aren’t working

They also introduce simple tools like behavioral awareness tracking and the “HALT” method (Hungry, Angry, Lonely, Tired) to help clients better understand what’s driving their decisions.

This episode is a must-listen for any coach who has ever questioned whether they’re truly helping their client—and how to navigate that moment with integrity.

🎧 Resources & Links Mentioned in This Episode

Ready to grow your coaching practice with the right support and community?

🚨 Join The Financial Coaches Network
Connect with other Financial Coaches inside our private Patreon community:
👉 www.patreon.com/NewMoneyHabitsFinancialCoaches

🔥 Launch or Level Up Your Coaching Practice
Learn more about our signature course, Getting Started as a Financial Coach, from New Money Habits:
👉 www.newmoneyhabits.com/coaches/webinar/gsfc-registration

✅ Join Our Free Facebook Community
Find support, encouragement, collaboration, and real conversations with aspiring and established coaches:
👉 www.facebook.com/groups/nmhcoaches

✅ Get Connected Inside Financial Coaches+
Whether you’re just getting started or already serving clients, you don’t have to do this alone. Join Financial Coaches+ and get your first month FREE:
👉 www.newmoneyhabits.com/coaches/memberships/trial

🙋‍♂️ Have a Question for the Hosts?
Email us at: podcast@newmoneyhabits.com

📞 Want to Talk With Maria or Cody?
Schedule a call here:
👉 www.newmoneyhabits.com/coaches/fcpodcast_contact

🎵 Music by Summer School

Follow us on social:
@newmoneyhabits | @sizemorefinancialcoaching

Feeling overwhelmed in your coaching business?

You’re not alone.

In this episode of The Financial Coaches Podcast, Cody and Maria talk about a concept that sounds counterintuitive but can dramatically improve both your life and your business:

Slowing down to speed up.

Many coaches naturally say yes to opportunities, responsibilities, and projects because they want to help people. But over time, those commitments can begin to pile up — leaving you feeling stretched thin and unable to focus on the activities that truly move your business forward.

Inside this episode, Cody and Maria discuss:

• Why coaches often take on too much

• How overwhelm can slow down progress

• The importance of identifying what truly drives results

• Why conversations and outreach are often the highest-impact activities

• How to recognize when it’s time to offload responsibilities

• Why letting go of good things can sometimes lead to better outcomes

Sometimes the best way to grow your coaching practice isn’t by adding more.

It’s by removing what no longer serves you so you can focus on what matters most.

🎧 Resources & Links Mentioned in This Episode

Ready to grow your coaching practice with the right support and community?

🚨 Join The Financial Coaches Network
Connect with other Financial Coaches inside our private Patreon community:
👉 www.patreon.com/NewMoneyHabitsFinancialCoaches

🔥 Launch or Level Up Your Coaching Practice
Learn more about our signature course, Getting Started as a Financial Coach, from New Money Habits:
👉 www.newmoneyhabits.com/coaches/webinar/gsfc-registration

✅ Join Our Free Facebook Community
Find support, encouragement, collaboration, and real conversations with aspiring and established coaches:
👉 www.facebook.com/groups/nmhcoaches

✅ Get Connected Inside Financial Coaches+
Whether you’re just getting started or already serving clients, you don’t have to do this alone. Join Financial Coaches+ and get your first month FREE:
👉 www.newmoneyhabits.com/coaches/memberships/trial

🙋‍♂️ Have a Question for the Hosts?
Email us at: podcast@newmoneyhabits.com

📞 Want to Talk With Maria or Cody?
Schedule a call here:
👉 www.newmoneyhabits.com/coaches/fcpodcast_contact

🎵 Music by Summer School

Follow us on social:
@newmoneyhabits | @sizemorefinancialcoaching

Tax season isn’t just about refunds.

It’s about conversations.

In this episode of The Financial Coaches Podcast, Cody and Maria lay out a simple engagement challenge designed to help you spark conversations, build relationships, and potentially book consultations — all by asking one strategic question on social media.

Inside this episode, you’ll learn:

• The exact post to make during tax season

• Why personal pages outperform business pages

• How to respond to every comment (and why it matters)

• When and how to move the conversation into direct messages

• A simple 4-step framework for turning engagement into consultations

• What to say to people who owe on their taxes instead of receiving a refund

This isn’t about being pushy.

It’s about starting conversations.

And if you’re serious about growing your financial coaching practice, conversations are the gateway.

Take the challenge.
Track your results.
Share them inside The Financial Coaches Community by New Money Habits.

Let’s see what happens.

🎧 Resources & Links Mentioned in This Episode

Ready to grow your coaching practice with the right support and community?

🚨 Join The Financial Coaches Network
Connect with other Financial Coaches inside our private Patreon community:
👉 www.patreon.com/NewMoneyHabitsFinancialCoaches

🔥 Launch or Level Up Your Coaching Practice
Learn more about our signature course, Getting Started as a Financial Coach, from New Money Habits:
👉 www.newmoneyhabits.com/coaches/webinar/gsfc-registration

✅ Join Our Free Facebook Community
Find support, encouragement, collaboration, and real conversations with aspiring and established coaches:
👉 www.facebook.com/groups/nmhcoaches

✅ Get Connected Inside Financial Coaches+
Whether you’re just getting started or already serving clients, you don’t have to do this alone. Join Financial Coaches+ and get your first month FREE:
👉 www.newmoneyhabits.com/coaches/memberships/trial

🙋‍♂️ Have a Question for the Hosts?
Email us at: podcast@newmoneyhabits.com

📞 Want to Talk With Maria or Cody?
Schedule a call here:
👉 www.newmoneyhabits.com/coaches/fcpodcast_contact

🎵 Music by Summer School

Follow us on social:
@newmoneyhabits | @sizemorefinancialcoaching

Tax refund season brings opportunity.

And for financial coaches, it also brings temptation.

When a client receives a large windfall — $3,000, $7,000, even $20,000 — it’s easy to get excited about the progress they could make. Debt payoff. Emergency funds. Investments. Big wins.

But sometimes in that excitement, we forget to pause and ask:

What do they want?

In this episode, Cody and Maria unpack a subtle but important coaching lesson — one that often surfaces during tax season:

• Why coaches can unintentionally overstep when windfalls arrive

• How goal-chasing can override client ownership

• The importance of asking before advising

• Why splitting a refund may increase long-term engagement

• How mature coaches measure success differently

This conversation isn’t really about tax refunds.

It’s about leadership.
It’s about restraint.
It’s about remembering that great coaching helps clients make confident decisions — not just efficient ones.

Because it’s not about what’s mathematically optimal.

It’s about what they’re ready to own.

🎧 Resources & Links Mentioned in This Episode

Ready to grow your coaching practice with the right support and community?

🚨 Join The Financial Coaches Network
Connect with other Financial Coaches inside our private Patreon community:
👉 www.patreon.com/NewMoneyHabitsFinancialCoaches

🔥 Launch or Level Up Your Coaching Practice
Learn more about our signature course, Getting Started as a Financial Coach, from New Money Habits:
👉 www.newmoneyhabits.com/coaches/webinar/gsfc-registration

✅ Join Our Free Facebook Community
Find support, encouragement, collaboration, and real conversations with aspiring and established coaches:
👉 www.facebook.com/groups/nmhcoaches

✅ Get Connected Inside Financial Coaches+
Whether you’re just getting started or already serving clients, you don’t have to do this alone. Join Financial Coaches+ and get your first month FREE:
👉 www.newmoneyhabits.com/coaches/memberships/trial

🙋‍♂️ Have a Question for the Hosts?
Email us at: podcast@newmoneyhabits.com

📞 Want to Talk With Maria or Cody?
Schedule a call here:
👉 www.newmoneyhabits.com/coaches/fcpodcast_contact

🎵 Music by Summer School

Follow us on social:
@newmoneyhabits | @sizemorefinancialcoaching