The Fed Just Cut Rates… Here’s Why Mortgage Rates DIDN’T Drop (And What Happens in 2026)

The Fed just cut rates by 25 basis points — so why didn’t mortgage rates drop?

In this video, I break down what’s REALLY happening with the Fed and what it means for mortgage rates in 2026.

The Federal Reserve just announced a 25 basis point rate cut, but mortgage rates didn’t fall the way most people expected.

Why?

In this video, I break down:

* Why the Fed rate cut was already “baked in”

* Why mortgage rates don’t move the way people think

* What the Fed is REALLY watching right now (jobs, inflation, consumer pain)

* Why 2026 is the year that actually matters

* How rates could come down WITHOUT the Fed cutting

* What homeowners, buyers, and investors should prepare for next

If you’re wondering whether mortgage rates will drop, whether now is the right time to buy or refinance, or what the Fed’s next move could be, this video will give you clarity.

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