
The Electric Car Insurance Trap No One Talks About
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Most EV owners don’t realise their insurance leaves a gaping hole — until it’s too late. One accident could cost you tens of thousands unless you know how to protect yourself.
In this episode of Electric Car Chat, I uncover the truth about GAP insurance — the overlooked safety net that can save your EV (and your wallet) when disaster strikes.
Here’s what you’ll learn:
⚡ The three types of GAP insurance — back-to-invoice, replacement, and financial — and which one could save you the most.
⚡ Why EV depreciation is different (and riskier) than traditional cars.
⚡ The shocking cost of EV battery disposal: from £600 for a hatchback to over £11,000 for premium models.
⚡ How finance and lease agreements leave owners dangerously exposed.
⚡ The small print you need to know: excess cover limits, waiting periods, and why the “two-day opt-in rule” works in your favour.
Don’t wait until your EV is written off to discover the financial shortfall. Listen now, subscribe, and make sure your electric investment is properly protected.
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