- I’ve been told I have a borrowing capacity of $400,000 due to a $70,000 HECS debt. I also have $80,000 cash to put down — what should I do?

- How many investors own three or more investment properties?

- Would you buy an apartment today if you don’t have enough to purchase a house?

Get in touch jamesf@jlf.com.au | alexf@jlf.com.au

All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.

Get in touch jamesf@jlf.com.au | alexf@jlf.com.au

All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.

- I am already 47 years old has 1 investment property. Annual income of $140000. With the current interest rates do you think I still have the chance to add another investment property?

- Do your experts allow for Land Tax costs (per states) in your/our strategy? As land values are only increasing.

- My valuation on my own home came in higher when I upgraded to an inspection - why is that?

Get in touch jamesf@jlf.com.au | mitchells@jlf.com.au

All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.

Mitch and James discuss:

- Weekend happenings.

- Feedback.

- Government tax collections up - how much tax does the average Aussie pay?

- Vacancy rate data out - what does it mean?

- Melbourne auction clearance data interesting.

- Buy/Sell.

- Who am I?

Get in touch jamesf@jlf.com.au | mitchells@jlf.com.au

All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.

- Is it better to do interest only or P&I (principal and interest) for investments?

- What is your opinion about investing in real estate with an SMSF (self managed super fund) ? Is it worth it considering the costs associated with SMSF + LRBA (Limited recourse borrowing arrangements)?

- Why is it not recommended to use the same bank for loans to multiple houses?

Get in touch jamesf@jlf.com.au | mitchells@jlf.com.au

All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.

James and Mitch discuss:

- Easter recap.

- Mitch descending on Melbourne.

- Unemployment rate and impact.

- Building commencements and what it means.

- Population – where will 3.6 million people be going?

- Buy/Sell.

- Who am I?

Get in touch jamesf@jlf.com.au | mitchells@jlf.com.au

All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.

- Is it better hold in super and salary sacrifice to avoid Capital Gains Tax?

- I have one child still in daycare, cost of daycare is means tested. Is there a way to get investment properties without the income from that investment going against your income?

- Whats the best way to purchase property if you own your own business/company? Is it harder to obtain finance from the banks?

Get in touch jamesf@jlf.com.au | mitchells@jlf.com.au

All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.

James and Mitch discuss: - The weekend that was: Masters, Adelaide tourism, election promises… - First home buyer incentives – election 101. - Interstate migration numbers out. - The Oracle has spoken. - Buy/Sell - Who am I?

Get in touch jamesf@jlf.com.au | mitchells@jlf.com.au

All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.