Episodios

  • 08.13.25 Do You Need Travel Medical Insurance? / Disaster Relief Scams

    08.13.25 Do You Need Travel Medical Insurance? / Disaster Relief Scams
    Aug 13 2025
    Clark has vital, very important advice for fellow travelers regarding insurance. Also today - while tragic disasters bring out the best in people rendering aid, we know that scammers routinely emerge to exploit this attribute, with ploys to steal donations. Clark discusses what to watch out for in a case of disaster when you want to be of help. Travel Health Insurance: Segment 1 Ask Clark: Segment 2 Scams After Disasters: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Travel Insurance Checklist: 5 Types of Coverage To Consider Should You Ever Buy Travel Medical Insurance? Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? 5 Steps To Getting a Good Deal on a Hotel Room 3 Reasons You Should Never Book a Nonrefundable Hotel Room How To Choose the Best Charities for Your Donations Spot and avoid FEMA impersonators BBB-File a Complaint Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    26 m
  • 08.12.25 Is the 60/40 Rule DEAD? and Inheriting Money The Right Way

    08.12.25 Is the 60/40 Rule DEAD? and Inheriting Money The Right Way
    Aug 12 2025
    Is the 60/40 Rule DEAD? and Inheriting Money The Right Way Is the 60/40 investing rule dead? Fiduciary financial advisor Wes Moss tackles this question by looking back at research and revealing what a $500,000 portfolio would look like today. He shares why balanced investing is still critical for a comfortable retirement. Also, with the largest wealth transfer in history underway, Wes provides a reality check on inheriting money. He gives you a simple checklist for receivers and givers to make sure you're prepared. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 12, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: BOOKS BY WES MOSS / Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    46 m
  • 08.11.25 Get Wise To Your Retirement Plan / Getting More For Your Money

    08.11.25 Get Wise To Your Retirement Plan / Getting More For Your Money
    Aug 11 2025
    Not all retirement plans are created equal. When it comes to the 403bs many teachers and non-profit workers are offered - the math is wrong. And not all 401(k)s will serve you well. Knowing how to get the most from your investments can mean WAY more money in retirement. Also - It’s rare to find the opposite of shrinkflation, but some retailers and restaurants are filling the value gap - in buckets! Retirement Plan Choice: Segment 1 Ask Clark: Segment 2 Bonus! Buckets Of Coffee: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Teachers Are Learning a Hard Lesson. Their Retirement Plans Cost a Fortune.⁠ ⁠What Is a 403(b) and How Does It Work?⁠ / ⁠403bwise.org⁠ ⁠How To Open a Roth IRA⁠ ⁠401(k)s Weren’t Built for the Gen Z Economy⁠ ⁠Why You Need To Know Your Company 401(k) Fees⁠ ⁠Investing & Retirement Archives - Clark Howard⁠ ⁠What Is a Fiduciary Financial Advisor and Do I Need One?⁠ ⁠Your Morning Coffee, in a Bucket⁠ Is Now a Good Time To Buy an Electric Vehicle? ⁠Report: 4 Used Electric Vehicles Under $25,000⁠ / ⁠ABRP Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    35 m
  • 08.08.25 Clark Answers His Critics on Clark Stinks / Airline Pricing & Booking Strategy

    08.08.25 Clark Answers His Critics on Clark Stinks / Airline Pricing & Booking Strategy
    Aug 8 2025
    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark explains a new pricing tactic now in use in the airline industry - and the booking strategies that can help you save more on travel. Clark Stinks: Segments 1 & 2 AI Airfares: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Deal With Medical Debt Can a Patient Advocate Help With Your Medical Bills? Warning: Watch Out for This Big Ripoff at the Pump Why Are Retailers Adding an Additional $1 Charge on My Credit Card? Sam's Club® Mastercard® Review: Earn 5% Back on Gas Purchases What Is a CD Ladder and When Is It a Good Idea? The Best Cheap Sunscreens in 2025 Travel Archives - Clark Howard Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    33 m
  • 08.06.25 Trump Accounts For Newborns / Sim Card Danger & An Easy Fix

    08.06.25 Trump Accounts For Newborns / Sim Card Danger & An Easy Fix
    Aug 6 2025
    Today, Clark explains the “Trump Account” for newborns - including how the account works and how best to manage one. Later - Get the lowdown on something we all need to protect ourselves from - cell phone sim swapping fraud. Trump Accounts: Segment 1 Ask Clark: Segment 2 Warning: Sim Swapping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Don’t Make This “Trump Account” Mistake⁠ ⁠⁠Should You Start a 'Trump Account' for Your Child?⁠⁠ ⁠⁠What Is Umbrella Insurance and Do You Need It?⁠⁠ ⁠⁠How To Improve Your Credit Score in 5 Key Areas⁠⁠ ⁠⁠Credit Score Experts: How To Take Your Score from ‘Good’ To ‘Exceptional’⁠⁠ Why You Need To Lock Your Phone Number Today ⁠⁠Axios: How Scattered Spider hackers are wreaking havoc on corporate America⁠⁠ ⁠⁠SIM Card Swapping: The Dangerous Cell Phone Scam⁠⁠ ⁠⁠Clark Howard's Guide to Saving Money on Your Wedding⁠⁠ ⁠⁠Are Money Market Funds a Safe Place To Stash My Savings?⁠⁠ Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    29 m
  • 08.05.25 Ask An Advisor With Wes Moss

    08.05.25 Ask An Advisor With Wes Moss
    Aug 5 2025
    Catch-Up Secrets for Savers 55+ and Does the 4% Rule Really Work? Are you 55 or older and feeling behind on retirement savings? Or perhaps you're wondering how to make your money last once you do retire? Fiduciary financial advisor Wes Moss dives deep into crucial strategies for those 55 and up, including powerful "catch-up" contributions for your 401(k), IRA, and HSA that can add thousands to your nest egg. Also, Wes also reveals the often-debated but incredibly powerful 4% rule, explaining why it's a critical guideline for sustainable retirement withdrawals and how it can reduce your anxiety about running out of money. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 5, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: BOOKS BY WES MOSS / Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    45 m
  • 08.04.25 Subscriptions: A Clark Smart Assignment / Tax Update for freelancers & Payment Apps

    08.04.25 Subscriptions: A Clark Smart Assignment / Tax Update for freelancers & Payment Apps
    Aug 4 2025
    In an ongoing breach of ethics to the lasting detriment of consumers, many subscription services make it virtually impossible to cancel. So there’s something you need to do before signing up for anything. Also - Clark breaks down IRS reporting requirements on payment apps -which aren’t becoming more stringent after all. If you’re a vendor, small contractor or do business via payment app, know what will trigger a 1099. Click To Cancel? We Wish: Segment 1 Ask Clark: Segment 2 Payment Apps & 1099s: Segment 3 Ask Clark: Segment 4 Mentioned on the show: One Tech Tip: 'Click-to-cancel' is over, but there are other ways to unsubscribe Cash Envelope System: How It Works Budgeting & Saving Archives - Clark Howard How To Take Your Score from ‘Good’ To ‘Exceptional’ Credit Karma Review: Free Credit Score and More at Your Fingertips Two tax reporting changes on tap for businesses, freelancers and payment apps like Venmo How to Start Investing: 10 Steps for Beginners Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    32 m
  • 08.01.25 Clark Answers His Critics on Clark Stinks / Amazon Price Changes

    08.01.25 Clark Answers His Critics on Clark Stinks / Amazon Price Changes
    Aug 1 2025
    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, a Christmas pricing preview - and word to Amazon Prime loyalists about new pricing, and cheaper alternatives. Clark Stinks: Segments 1 & 2 Amazon Price Changes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Never Mail a Check / What Is FedNow? What Is a Roth 401(k) and How Does It Work? Social Security Survivor Benefits Amazon Raised Prices on Hundreds of Essentials After Trump Unveiled Tariffs Amazon Prime vs. Sam’s Club: Which membership is a better deal? Walmart+ Membership Program: 4 Things To Know Best Credit Cards to Use at Walmart in 2025 The Platinum Card® from American Express Review: Is It Worth It? What Is a Fiduciary Financial Advisor and Do I Need One? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    35 m